FHA VS Conventional loan programs in 2026 for Greenville, Mercer County, Pennsylvania

In 2026, the conventional loan limit in Greenville, within Mercer county, PA, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, you can compare current top rates: Conventional, FHA, and USDA. Determine the required income, credit score, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, see Conforming Conventional, USDA, FHA, and VA loans side by side to help determine which program in PA is best suited to your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Greenville, Mercer County, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applies to zip codes: 16125

Conventional and FHA Loan Options in Greenville, PA

Lendersa® is dedicated to quickly securing you the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three initial paths that connect you with compatible lenders and programs.

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Greenville Lenders

  • ONE – Federal Credit Union
  • 300 Arch Street, Meadville, PA, 16335
  • Lends in Pennsylvania
  • At ONE Federal Credit Union, we are ONE team committed to building lifelong relationships with all of our members. Life can be complex, but at ONE, we’re all about making every day better for all of the individuals, businesses and communities we serve. One Federal Credit Union was founded in 1949 for American Viscose Employees.

  • Mercer County State Bank
  • 712 West Main Street, Grove City, PA, 16127
  • Lends in Pennsylvania
  • We are an independent financial services company dedicated to the highest level of personal service in all that we do. We are a true community bank with locations throughout Mercer, Crawford, Butler & Venango Counties. For over a century we remain safe, sound and secure. Stop in today and see how we can help you with all of your financial, lending

  • Professional Mortgage Group
  • 433 Shady Dr., Grove City, PA, 16127
  • Lends in Pennsylvania
  • Professional Mortgage Group was established in 1998. We continue to provide personalized service for those interested in purchasing a home or refinance their current mortgage. Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals.

  • New Castle Bellco Federal Credit Union
  • 1011 Wilmington Avenue, New Castle, PA, 16101
  • Lends in Pennsylvania
  • New Castle Bellco Federal Credit Union is a federally charted, not-for-profit, full service financial institution that is member owned and controlled through a board of directors. The voluntary board is elected by the membership to establish credit union policies and is responsible for the safe and sound operation of the credit union.

  • First Choice Federal Credit Union
  • 2209 West State Street, New Castle, PA, 16101
  • Lends in Pennsylvania
  • First Choice FCU was originally chartered in 1952. At the time we were known as the B&O New Castle Employees Federal Credit Union and were the primary credit union of the Baltimore – Ohio Railroad, the current CSX Corporation. We have also always offered full family membership. Any family member of an existing member is eligible to join.