FHA VS Conventional loan in Northwest-Harborcreek, Erie County, Pennsylvania

For 2026, the conventional loan limit in Northwest-Harborcreek, Erie county, PA is $647,200. The FHA limit for a single-family home is $420,680.

Utilize the Lendersa® calculator to compare today's best Conventional, FHA, and USDA rates. Discover the credit, income, and documents needed to qualify. Our calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in deciding the best option for your financial needs in PA.

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2026 Loan Limits and Down Payment Requirements in Northwest-Harborcreek, Erie county, PA

Loan Type Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable to zip codes: 16510

Loan Options in Northwest-Harborcreek, PA

Lendersa® aims to provide the best Conventional, USDA, or FHA loans quickly and easily. Start with one of the three options leading to suitable lenders and programs.

Results of Lendersa USDA loan requests


Northwest-Harborcreek Lenders

  • Widget Financial
  • 2154 East Lake Road, Erie, PA, 16511
  • Lends in Pennsylvania
  • Widget Financial are a We're a local not-for-profit credit union that is shared by more than 44, 000 members. Instead of stockholders found in traditional banks, our members both own and democratically control our financial cooperative. Our member-owners are the heart of our business

  • Tendto Credit Union
  • 1129 State Street, Erie, PA, 16501
  • Lends in Pennsylvania
  • Tendto Credit Union is really the story of our members. Our “About Us” should be called “About You.” Because, as a cooperative, Tendto operates at the service of the people who bank with us. That’s why we call ourselves Tendto. Because we tend to see things differently. We tend to believe in the community we live in. And most importantly

  • Marquette Savings Bank
  • 920 Peach St, Erie, PA, 16501
  • Lends in Pennsylvania
  • Marquette Savings Bank is the only remaining locally headquartered bank in Erie & Crawford counties in northwest Pennsylvania. The stake we have in the communities we serve is over 100 years deep. Every dollar stays in our local communities to Mpower business to retain and create jobs, individuals ad families to prosper

  • Landmark Mortgage Group, Erie Branch- Mortgage Alie
  • 410 Cranberry St, Suite 130, Erie, PA, 16507
  • Lends in Pennsylvania
  • I'm Alie Bard and I'd like to thank you for your interest & take this opportunity to tell you a little about myself. I have been in the mortgage industry since early 2009, so you can trust that I have the knowledge & skills necessary to understand complex mortgage rules & regulations, providing you with the perfect loan for your personal needs.

  • Erie Federal Credit Union
  • 3503 Peach Street, Erie, PA, 16508
  • Lends in Pennsylvania
  • Erie Federal Credit Union is not a bank, savings and loan, or brokerage house. We are a full-service, federally insured Credit Union serving members who live, work, worship or attend school in Erie or Crawford County, Pennsylvania.
    Since 1936, we have honored our mission to responsibly deliver a wide range of financial services to meet the needs

  • North East Welch Federal Credit Union
  • 115 Clay Street, North East, PA, 16428
  • Lends in Pennsylvania
  • At North East Welch Federal Credit Union, you are a member-owner of a not-for-profit organization. Money earned is returned to our members in the form of higher savings rates, lower loan rates, and low- or no-cost services. Our goal is to deliver trusted solutions that build and secure financial strength.

  • SELECT MORTGAGE, INC.
  • 2530 Village Common Dr., Erie, PA, 16506
  • Lends in Pennsylvania
  • SELECT MORTGAGE, INC. our industry resources make us uniquely qualified to offer you a variety of flexible mortgage programs with an unsurpassed level of customer service. We are able to offer FREE same day pre-approvals! We're here to answer your questions and to help you understand every step