FHA VS Conventional loan in Hellertown, Northampton County, Pennsylvania

As of 2026, the conventional loan limit in Hellertown, which is part of Northampton county, PA, is $726,200. At the same time, the FHA cap for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side to help you decide which program in PA best fits your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Hellertown, County of Northampton, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for the zip codes: 18055

Conventional and FHA Loan Options in Hellertown, PA

The goal of Lendersa® is to help you get the best possible Conventional, USDA, or FHA loan quickly and without difficulty. Choose one of three initial paths that lead to matching lenders and suitable loan programs.

Results of Lendersa USDA loan requests and matches


  • COUNSELORS MORTGAGE CORP
  • 5500 Travis Green Lane, Austin, TX, 78735
  • Counselors Mortgage Corporation is a residential mortgage lender founded We provide residential mortgage solutions for homeowners, home-buyers and their realtors. We offer a full range of loan products including conventional, FHA, VA and USDA loans, at competitive interest rates.

  • City Star Lending
  • 15905 Fontaine Ave, Austin, TX, 78734
  • Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve. We know you're making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.

  • Legend Lending
  • 106 Kollmeyer Circle, Austin, TX, 78734
  • The Legend Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Key Home Mortgage, LLC
  • 15303 South Flamingo Drive, Lakeway, TX, 78734
  • We are a full-service mortgage company based in Lakeway, TX. We specialize in VA Loans, FHA Loans, First Time Buyers in Lakeway. We also serve the Colorado & Florida. Whether you are buying a home or refinancing in the zip code 78734, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • Citizens National Bank at Brownwood
  • 1 Carnegie St., Brownwood, TX, 76804
  • Citizens National Bank has established itself in central Texas as a leader among financial institutions. Many have come to know and trust Citizens National Bank. We are located in Brownwood, Texas, & have strong ties to many of our neighboring communities. Our commitment to our customers and our community is just one reason Citizens National Bank.

  • Austin Mortgage Lending
  • 3305 W Slaughter Lane, Austin, TX, 78748
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • PREMIER RESIDENTIAL MORTGAGE OF TEXAS
  • 5901 Old Fredericksburg Rd, Suite C103, Austin, TX, 78749
  • Premier Residential Mortgagae of tx goal is to exceed your expectations during the home financing process. We will achieve this by carefully explaining the process, researching and providing advice on the best available product(s) for your family, and keeping you informed while meeting the closing date

  • The Bank of Tioga
  • 7 North Main Street, Tioga, ND, 58852
  • The Bank of Tioga is a community bank that values citizenship, exceptional client service and serving as a business leader in its community. Committed to supporting local organizations, the bank reinvests 10 percent of their net income back to the community. Branch locations include both Tioga and Crosby, North Dakota.

  • The Potter State Bank of Potter
  • Front And Chestnut, Potter, NE, 69156
  • We are a family owned, independent community bank, with offices in Potter and Kimball, Nebraska, with ATM’s located in Potter, Dix and Kimball.

    The Bank’s commitment to the tri-state region is evidenced by five generations of community bankers in our family. They have served the banking needs of our customers spanning two centuries

  • First Financial Bankshares
  • 400 Pine Street, Abilene, TX, 79601
  • Since 1890, First Financial has been serving the financial needs of customers just like you. Not just through good times, but during difficult years too. We survived the Great Depression, the collapse of the Texas economy in the 1980s, and the Great Recession. Throughout it all, we remain a place of stability and trust for our customers.

  • Homecorp Mortgage
  • 217 Avenue N, Marble Falls, TX, 78654
  • Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.

  • Park Place Finance LLC
  • 7000 North Mopac Expressway, Suite 200, Austin, TX, 78739
  • Put our speed, responsive service, and simple hard money loan products to work for you.

    Our loan officers can help you in your next fix-and-flip, rental property, ground-up construction, and refinance with close rates as quick as 5 days!

    If you have a viable exit strategy that is short-term—within 12 months of the funding of the loan—Park Pla