Explore the differences! FHA VS Conventional loan programs in Irwin, Westmoreland County, Pennsylvania

In 2025, the conventional loan limit for Irwin, located within Westmoreland, PA, is set at $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to evaluate and compare today's top rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a comparative view of Conforming Conventional, USDA, FHA, and VA options, helping you choose the best program to fit your financial needs in PA.

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2025 loan limits and down payment requirements in Irwin, Westmoreland, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 15642

Conventional and FHA loan options in Irwin, PA

Lendersa® is committed to quickly securing the best possible Conventional, USDA, or FHA loans for you without hassle. Begin by selecting one of the three approaches below to find matching lenders and appropriate loan programs.

Results from Lendersa USDA loan request matches


  • Opportunity Bank of Montana
  • 1400 Prospect Ave, Helena, MT, 59601
  • At our heart we are a Montana community bank. We are part of each community we serve. We volunteer, donate, build, educate, and strive to make our communities stronger. Our mission is to provide strong financial futures for Montanans. Opportunity Bank of Montana opened our doors in Helena, Montana in 1922.
  • Intrepid Credit Union
  • 915 Kessler St., Helena, MT, 59601
  • Intrepid Credit Union offers its members the latest in technology as well as a full menu of products — from all types of loans (including mortgage) to 24-hour account information by phone or internet, bill pay, free rewards checking, various savings accounts for all ages, as well as IRAs, Share Certificates, & Mastercard credit cards & debit cards.
  • Capital Assets Utah Valley, Inc.
  • 2696 North University Avenue, Suite 236, Provo, UT, 84604
  • Capital Assets Utah Valley is a mortgage company in Utah that has specialized in conforming, non-conforming, and hard money lending since 1979. Capital Assets Utah Valley was incorporated in 1994 as a mortgage broker in Utah County, and has provided residential mortgages to its clients ever since.
  • Madison Valley Bank
  • 109 West Second, Boulder, MT, 59632
  • When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.
  • Mortgage Brokers, LLC
  • 2455 E Parleys Way, Suite 310, Salt Lake City, UT, 84109
  • Mortgage Brokers, LLC is a professional, affordable and local lending institution focused on offering consumers the best mortgage products and competitive fee structures with local underwriting service. With 22 years of lending experience in the Utah market we understand what it takes to get your loan approved.
  • EverLEND Mortgage Company
  • 2455 E. Parleys Way, Suite 150, Salt Lake City, UT, 84109
  • EverLEND Mortgage Company. When you think of Mortgage Bankers, you may think of large, cold corporations. There are many out there that have expanded to the point that many consumers feel like just a number, and quite frankly, helpless to choose a better option. We firmly believe in quality over quantity.
  • Sugar House Mortgage
  • 2091 East 1300 South, Suite 203, Salt Lake City, UT, 84108
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Brighton Bank Utah
  • 7101 S Highland Dr, Salt Lake City, UT, 84121
  • Over the past 34 years the employees of Brighton Bank have worked hard providing the highest level of service to its customers. As a community bank with our foundation established in the neighborhoods we serve, we feel it is important to understand the needs of our customers. We strive to provide sound financial products
  • Mark Moyes Team
  • 910 East 6600 South, Salt Lake City, UT, 84121
  • At Intercap Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,