FHA VS Conventional loan in Jefferson, Lackawanna County, Pennsylvania
For 2026, the conventional loan limit in Jefferson, within Lackawanna county, PA, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you see Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the best program in PA for your specific financial needs.
2026 Loan Limits and Downpayment Requirements in Jefferson, Lackawanna County, PA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table comparison applies to the following zip codes: 18444
Explore Conventional and FHA Loan Options in Jefferson, PA
Lendersa® aims to swiftly connect you with the best Conventional, USDA, or FHA loan without hassle. Choose one of three starting places that will match you with appropriate lenders and loan programs.
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We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
FNCB Bank was established as a National Banking Association in 1910 as The First National Bank of Dunmore. After 70 years of operating in one location at Dunmore Corners, the Bank expanded to Scranton (1980) and Dickson City (1984).
On October 27, 1987, upon approval at a special shareholder's meeting
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203 East Drinker Street, 2nd Floor, Dunmore, PA, 18512
Lends in Pennsylvania
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Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i
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