FHA VS Conventional loan in Oakland, Butler County, Pennsylvania
As of 2025, the conventional loan limit in the city of Oakland, in Butler county, PA, stands at $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.
Employ the Lendersa® Conventional loan calculator to evaluate today's rates between Conventional, FHA, and USDA loans, identifying the required income, credit score, reserves, as well as the necessary documents for approval. Our sophisticated mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you in selecting the ideal program within PA for your financial needs.
Updated loan limits and down payment requirements for 2025 in Oakland, Butler county, PA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is valid for zip codes: 16002, 16001, 16025, 16061
Explore Conventional and FHA loan avenues in Oakland, PA
At Lendersa®, our mission is to help you secure the most favorable Conventional, USDA, or FHA loan quickly and with ease. Begin with one of three options that align with the perfect lenders and loan programs for you.
Lincoln Mortgage Solutions LLC will work with you to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Our goal is to create lasting relationships with each and every client and to continue to assist you with whatever your future needs may be.
Our mission is to provide our clients sound advice together with true value. We also put a lot of emphasis on keeping our clients informed throughout the process, connecting you to a team of people to handle your file (you won't be bounced all over, repeating the same things again and again). It's actually going to be an enjoyable.
American United is a New Jersey based Mortgage Banker and lending partner. As such, we partner with some of the largest banking and financial institutions across the nation. This wholesale banking relationship allows us to provide our retail clients with the most competitive rates the industry has to offer.
We are locally owned and operated with our main office located in Burlington, KY. At OnPoint Home Lending, we pride ourselves on exceeding our customer's expectations in finding the best option for a home loan that's right for you. Whether you want the lowest rate possible, refinance your existing mortgage or new home purchase
At FCN Bank, our people are our greatest asset. We live in the communities we serve, and we are completely dedicated to providing unequaled customer service and financial solutions.
We are truly a local bank. We’re headquartered in Brookville, with offices also in the nearby towns of Batesville, Connersville, Harrison, and Sunman.
"Established in 2006, The Mortgage Market of Delaware, LLC is a locally owned and
operated family business specializing in residential and commercial real estate lending.
We work with 20 national mortgage lenders and financial institutions so we
can assist almost any borrower. If we can't do the loan, it probably can't be done!"
Atlantic Home Loans was founded by experienced and respected mortgage banking professionals with over 100 years of combined experience, and has been offering clients superior mortgage advice with personalized service since 1999. Today, AHL is licensed in over 20 states and employs over 250 people who are dedicated to delivering the best loan
28 Bloomfield Ave, Suite 302, Pine Brook, NJ, 07058
Stratton Equities is the Leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. No Upfront Fee's, No Junk Fee's No Tax Returns.
