FHA VS Conventional loan programs in King-of-Prussia, Montgomery County, Pennsylvania

As of 2026, the limit for Conventional loans in King-of-Prussia, located in the county of Montgomery, PA, is $647,200. Meanwhile, the FHA limit for a single-family home is set at $477,250.

Utilize Lendersa®'s Conventional loan calculator to weigh today's top rates for Conventional, FHA, and USDA loans. This tool helps assess the income, credit score, reserves, and documents you need to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best selection in PA for your financial situation.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in King-of-Prussia, Montgomery, PA

Type of Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

This comparison table applies to the zip codes: 19406

Conventional and FHA Loan Options in King-of-Prussia, PA

Lendersa® is committed to finding you the best possible Conventional, USDA, or FHA loan efficiently and effortlessly. Choose one of three starting points that will lead you to matching lenders and loan offers.

USDA loan request and matches via Lendersa


  • Arizona Mortgage & Investments, LLC
  • 14301 N 87th St, Scottsdale, AZ, 85260
  • We offer creative lending solutions that fall outside the “box” of traditional bank and conventional lending sources. We are an equity based lender interested more in a borrower’s ability to pay going forward than any issues in the past. We offer lending solutions to assist borrowers in getting back to where they want to be.

  • Mortgage Bee LLC
  • 7950 East Acoma Drive, Suite 108, Scottsdale, AZ, 85260
  • Our brokers have worked for some of the nations top lenders over a combined 30+ years in wholesale lending.During this time, we observed many of these companies were charging far too much to their customers.We decided that we could do better for the consumer.We can offer the same service, if not better & offer the same products for a much lower cos

  • Mortgage Quest
  • 14362 North Frank Lloyd Wright, Suite 1000, Scottsdale, AZ, 85260
  • Having worked for a few of the large banks & mortgage banking firms prior to starting Mortgage Quest in May 2000, Bob McCormick learned how & why these mortgage companies need to mark-up their rates that are offered to the public: large overhead expenses including office salaries, commissions several layers of management due to large staffing, etc.

  • Talon Capital LLC
  • 7498 E Monte Cristo Ave, Suite 104E, Scottsdale, AZ, 85260
  • Talon Capital offers comprehensive yet customized mortgage solutions to our clients. Our strength lies in our detailed, personalized, and client-focused approach. Additionally, our extensive network of investors provides financing solutions for our clients in the most professional manner possible.

  • Acorn Mortgage
  • 14301 North 87th Street, Suite 311, Scottsdale, AZ, 85260
  • At Acorn Mortgage Group, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Autobahn Mortgage, LLC
  • 8990 E Raintree Dr, Suite 100, Scottsdale, AZ, 85260
  • Autobahn Mortgage, LLC almost 20 years in the real estate industry, we have the experience to help with your loan. Our method differs from other lenders as we take a holistic approach to our borrowers needs and The Mortgage Industry has changed dramatically. Trust us to have the knowledge, experience and communication skills to serve you.

  • Pacific Mountain Capital, LLC
  • 7575 East Redfield Road, Suite 225, Scottsdale, AZ, 85260
  • We are a wholesale mortgage lender, with only experienced home loan Professionals, located in Scottsdale, AZ

    Our combination of price, service and experience is truly unique.

    Because of our very efficient business model, we can charge less and provide our Clients with a much better deal as a result

  • GC GLOBAL CAPITAL, INC
  • 11600 N Miller Rd, Scottsdale, AZ, 85260
  • At GC Global Capital, INC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.