FHA VS Conventional loan programs in 2025 for Upper-Merion, Montgomery County, Pennsylvania
In the year 2025, the conventional loan limit set for Upper-Merion, situated in the county of Montgomery, PA, is $647,200. Meanwhile, the FHA loan limit for a single-family home is defined as $477,250. Understanding these limits is important for potential homeowners shaping their financing strategies this year.
Utilize the Lendersa® Conventional loan calculator to assess today's leading rates across loan types: Conventional, FHA, and USDA. This tool aids in determining the required income, credit standing, reserves, and documents necessary for qualification. With our state-of-the-art mortgage calculator, compare Conforming Conventional loans with USDA, FHA, and VA offerings side by side, facilitating your choice of the best program in PA that aligns with your unique financial situation.
Details of Loan Limits and Down Payment Requirements for 2025 in Upper-Merion, County of Montgomery, PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$345,000
0%
FHA
$477,250
3.5%
This table is applicable to the following zip codes: 19406, 19405, 19087, 19484
Exploring Diverse Conventional and FHA Loan Options in Upper-Merion, PA
The core mission of Lendersa® is to ensure that you promptly secure the most ideal Conventional, USDA, or FHA loan, all while avoiding unnecessary complications. Initiate your journey from one of our three starting points, designed to match you with the most suitable lenders and programs for your personal financial setting.
100 Bridgepoint Dr, Suite 190, South Saint Paul, MN, 55075
Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base. We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process
In 1909 S.A. Netland opened the State Bank of Rosemount. It was the first locally owned independent bank in the city of Rosemount. Mr. Netland also owned banks in Bixby, Northfield, Carlos and Mendota. In 1909 the Bank had a capital of $10,000, and the total cost of the building, including the vault and fixtures was $4,050.
5500 South Robert Trail, Inver Grove Heights, MN, 55077
Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.
Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.
For more than 100 years, Bankers Trust has been a leading financial institution for commercial and consumer banking services. Headquartered in Des Moines, Iowa, Bankers Trust is the largest privately held financial institution in the state, and employs 565 people across the country.
The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes.
We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.
Serve Credit Union began serving Des Moines Police Officers in 1931 as the premier leader in financial services for law enforcement. Since inception, the credit union has expanded its field of membership to include first responders, government employees, school employees and their families
The Citizens-Farmers Bank of Cole Camp was chartered in 1929 through a consolidation of the two local banking institutions, The Citizens Bank and The Farmers Bank. Each bank was located in the Cole Camp business district. The new bank kept the original location of The Citizens Bank and occupies the original building today.
9112 Alt A1a, Suite 209, West Palm Beach, FL, 33403
Intrepid Lending Solutions Inc. will tailor your loan to meet your specific financial situation. We provide a number of services to address your need for an affordable mortgage such as: addressing your credit challenges, recommending Home Buyers Education Courses, provide Mortgage Readiness Planning, Assess and Pre-approve you for a mortgage Loan
600 Sandtree Drive, Suite 204 Palm Beach, West Palm Beach, FL, 33403
Rhino Funding Inc. mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
