FHA VS Conventional loan in Lower-Gwynedd, Montgomery County, Pennsylvania

During 2025, the conventional loan ceiling in Lower-Gwynedd, located in Montgomery county, PA, is $647,200. Conversely, the FHA ceiling for a single-family home is $477,250.

Employ the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage tool shows Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your choice of the best program for your unique financial needs in PA.

Compare loan offers from a comprehensive list of 100 lenders

2025 Loan Limits and Downpayment Requirements in Lower-Gwynedd, Montgomery County, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

The comparison table applies to the following zip codes: 19436, 19437, 19477, 19002

Available Conventional and FHA Loan Options in Lower-Gwynedd, PA

Lendersa® is committed to offering you the best Conventional, USDA, or FHA loan efficiently and without stress. Choose any of the three unique starting points to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • East River Federal Credit Union
  • 220 S Harth Avenueq, Madison, SD, 57042
  • East River Federal Credit Union was founded in October 1956 through the vision of several early members who pooled their resources to create a credit union. Today, we are a healthy, growing, stable financial institution committed to the success and financial well-being of our members and our community.
  • Red River Credit Union
  • 1000 Pine, Texarkana, TX, 75501
  • Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.
  • Citizens National Bank, NA
  • 2711 E. Texas Street, Bossier City, LA, 71111
  • Citizens National Bank is committed to being a better place to bank. Not only in the way we do business, but also in our involvement in the community. Citizens National Bank, NA serves individuals, businesses and public and private sector institutions. Our branches provide a complete range of innovative financial products and services.
  • Acadiana Mortgage
  • 1017 Benton Road, Bossier City, LA, 71111
  • We are VA Homeloan Specialists and we serve the lending needs of homebuyers, homeowners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. Kara Lowrie has over 30 years experience in mortgage lending.
  • Patriot Mortgage SBC LLC
  • 2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Family star mortgage
  • 1000 Chinaberry Dr, Suite 604, Bossier City, LA, 71111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • J & L Processing/Mortgages
  • 2234 Windsor Ct, Bossier City, LA, 71111
  • At J & L Processing/Mortgages, we specialize in assisting first-time home-buyers navigate through this journey as quick and easy as possible. We offer conventional, FHA, USDA, VA Programs and more. Purchasing a home is a significant financial decision in your life, so finding the right mortgage partner is key to making the dream of homeownership
  • The First National Bank and Trust Company of Broken Arrow
  • 121 South Main, Broken Arrow, OK, 74012
  • In 1902, five years before Oklahoma statehood, Broken Arrow wasn't too impressive. In fact, the village was described as being little more than a patch of blue sky under which a few tents had been stretched; however, it was being called home by what is now the oldest hometown bank in Tulsa County.
  • AVB Bank
  • 322 S. Main Street, Broken Arrow, OK, 74012
  • AVB Bank was founded in 1905 by investor and land owner, G. A. Brown...two years before Oklahoma statehood! Headquartered in Downtown Broken Arrow, AVB Bank now has four locations and is consistently known for being the community bank of choice in Broken Arrow and Tulsa. With a strong commitment to community service, sound lending practices,
  • Western Sun Federal Credit Union
  • 4620 W. Kenosha Street, Broken Arrow, OK, 74012
  • Western Sun Federal Credit Union began in December 1940, when a group of employees from the Barnsdall Oil Company in Tulsa, Oklahoma, pooled their resources to form a cooperative financial institution. They named it Tulsa Be Square Federal Credit Union. In 1950, Barnsdall Oil Company merged with Sunray Oil Company, leading to rapid share growt
  • The First National Bank of Washington
  • 101 C Street, Washington, KS, 66968
  • FNB Washington was originally chartered as a national bank in 1883, the same year the Brooklyn Bridge opened and the year Buffalo Bill Cody debuted his "Wild West Show". We've been around longer than radio, neon lights and crayons, Hershey bars and Duct tape. We were serving customers before Einstein published the Theory of Relativity
  • Cherry Mortgage LLC
  • 1800 Jimmy Davis Highway, Suite B, Bossier City, LA, 71112
  • Cherry Mortgage, LLC is owned and operated by Tanya Corbett (NMLS # 100655) a military spouse who understands the struggles of military living as well as the benefits. Licensed in Louisiana to assist in obtaining financing for all your residential mortgage needs. We specialize in VA loans, FHA loans, USDA loans.