Explore the differences! FHA VS Conventional loan programs in North-Wales, Montgomery County, Pennsylvania

In 2025, the limit for Conventional loans in North-Wales, within the county of Montgomery, PA, is placed at $647,200. Comparatively, the FHA limit for a single-family home is $477,250.

Leverage the features of the Lendersa® Conventional loan calculator to compare the best available rates for Conventional loans versus FHA and USDA options. Understand the required income, credit score benchmarks, reserves, and documentation needed to meet the qualifications. With our state-of-the-art mortgage calculator, easily evaluate Conforming Conventional, USDA, FHA, and VA loans side by side. This tool helps in determining the most suitable program for your financial situation in PA, providing clarity on which loan type aligns best with your needs.

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Understanding 2025 loan limits and down payment requirements in North-Wales, county of Montgomery, PA

Type of Loan Loan Limit Down Payment Requirement
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

Note: This comparison table corresponds specifically to these zip codes: 19454, 19455

Available Conventional and FHA loan solutions in North-Wales, PA

The mission of Lendersa® is to ensure you can quickly and effortlessly secure the best possible Conventional, USDA, or FHA loan options. To begin, choose from one of three carefully chosen starting points that guide you to finding compatible lenders and loan programs perfectly suited to your requirements.

Results of Lendersa's USDA loan requests and matching


  • 770 Hard Cash
  • 592 Lawton Street SW, Atlanta, GA, 30310
  • With more than 70 years experience behind us, 770 Hard Cash was founded in Atlanta, Georgia. Since inception, our success has been based on unique marketing strategies, competitive lending programs and our focus on 100% customer satisfaction.Our customers keep us as their preferred hard money lender
  • Schaumburg Bank & Trust Company, National Association
  • 1180 E Higgins Rd, Schaumburg, IL, 60173
  • Schaumburg Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
  • Bluestar Mortgage Inc
  • 951 North Plum Grove Road, Suite E, Schaumburg, IL, 60173
  • We are not just a typical mortgage lending company, that will have you start by working with the loan officer (or sales person) then be handed off to their assistant/processor, and later to their closer, only to explain your situation to multiple people. Our loan officer’s pride themselves with being involved in every step of the process with you.
  • Moonstar Mortgage
  • 953 N. Plum Grove Road, Schaumburg, IL, 60173
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchasing to refinancing and to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best interest rates.
  • American Financial Mortgage Services Inc
  • 1101 Perimeter Drive, Suite 460, Schaumburg, IL, 60173
  • American Financial Mortgage Services, Inc. was founded in June, 1993. We have survived the economic recessions that have hit this country by providing our customers with low rates and low costs on all our mortgage products. The average loan officer at American Financial Mortgage Services.
  • HomeTown Lending Partners LLC
  • 1700 East Golf Road, Suite 100, Schaumburg, IL, 60173
  • HomeTown Lending Partners we want to make your loan experience satisfying and rewarding. Our seasoned Mortgage Consultants will carefully guide and educate you through the entire home loan process, so you feel confident as you make choices about the many options available for your financing strategy
  • Connect Mortgage Corp
  • 1375 Remington Road, Suite C, Schaumburg, IL, 60173
  • Dimitre Dimitrov Owner of Connect Mortgage Corp in Schaumburg, IL. I have learned how to structure all types of deals and provide quality service for all of my clients. If you are looking for a good mortgage broker I am available to offer same day pre approvals, personally monitor your transaction and offer face to face appointments.
  • PRISM LENDING, INC.
  • 850 E Higgins Rd, Suite 125W, Schaumburg, IL, 60173
  • We are a full-service mortgage company based in Schaumburg, IL. We specialize in FHA Loans and Conventional Loans in Chicagoland area and across IL. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment