For 2026, the loan ceiling for a Conventional loan in Lower-Mount-Bethel, situated in Northampton, PA, is $647,200. In contrast, the FHA limit for a single-family home here is $420,680.
Take advantage of the Lendersa® Conventional loan calculator to compare the best rates available today across Conventional, FHA, and USDA loans. This tool helps identify the necessary income, credit score, reserves, and documents for qualification. Our advanced calculator shows a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, aiding you in choosing which program in PA fits your unique financial situation best.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $298,080 | 0% |
| FHA | $420,680 | 3.5% |
This table is applicable to zip codes: 18063
The aim of Lendersa® is to provide you the best possible Conventional, USDA, or FHA loan efficiently and with no hassle. Choose one of three starting strategies to find matching lenders and loan programs.
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