Explore the differences! FHA VS Conventional loan programs in Pen-Argyl, Northampton County, Pennsylvania

In 2026, the conventional loan limit for Pen-Argyl in Northampton county, PA is $647,200, and the FHA limit for a single-family home stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate the best available rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator places Conforming Conventional loans alongside USDA, FHA, and VA programs, helping you select the optimal choice in PA for your specific financial condition.

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2026 Loan Limits and Down Payment Requirements in Pen-Argyl, Northampton, PA

Loan Type Loan Limit Down Payment
Conforming Conventional $647,200 3%
USDA $298,080 0%
FHA $420,680 3.5%

The zip codes applicable to this table are: 18072

Exploring Conventional and FHA Loan Options in Pen-Argyl, PA

Lendersa® aims to quickly connect you with the best Conventional, USDA, or FHA loan without unnecessary hassle. Choose one of these three paths to find suitable lenders and loan programs.

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Pen-Argyl Lenders

  • The Mortgage Professionals LLC
  • 122 East First Street, Wind Gap, PA, 18091
  • Lends in Pennsylvania
  • A mortgage broker has the ability to tailor a loan program to meet your personal needs. We offer a variety of rates from multiple lenders. Different investors have a need for money or loans at a certain loan term from time to time. One bank may be very aggressive on a 15 year loan today while another is looking for 30 year paper.

  • ESSA Bank & Trust
  • 200 Palmer Street, Stroudsburg, PA, 18360
  • Lends in Pennsylvania
  • ESSA Bank & Trust (ESSA) was established in 1916 when Mr. John Gish founded the East Stroudsburg Building & Loan Bank in East Stroudsburg, PA. A number of strategic mergers during the early years resulted in a name change to East Stroudsburg Savings Association. As a result, by 1971, assets had grown to $20 million dollars

  • NE PA Community Federal Credit Unio
  • 337 Clay Avenue, Stroudsburg, PA, 18360
  • Lends in Pennsylvania
  • NE PA Community Federal Credit Union’s mission is to provide the best banking experience for our members. Established in 1960, NE PA is always striving to deliver great rates, innovative financial products and services, and unbeatable member service.
    Serving Monroe and Pike Counties since 1960. Federally Insured by NCUA. Equal Housing Lender.

  • eriefund.com
  • 915 Northampton St, Easton, PA, 18042
  • Lends in Pennsylvania
  • Embassy Bank for the Lehigh Valley
  • 100 Gateway Drive, Bethlehem, PA, 18017
  • Lends in Pennsylvania
  • Embassy, we’re committed to helping you make your financial journey a success. By offering the best in reliable, innovative, customized banking solutions, attentive personal service and expert professional guidance, we will provide a secure base from which you can explore your financial potential. Whether you’re an individual, a family or a busines

  • Bethlehem 1st Federal Credit Union
  • 2317 Easton Avenue, Bethlehem, PA, 18017
  • Lends in Pennsylvania
  • People First Federal Credit Union in Bethlehem Township, PA has provided financial products and services to its members in the Lehigh Valley region and beyond since 1950. People First is a full-service financial institution offering personal and business banking, great rates, credit cards, loans, mortgages, online and mobile banking, and more.

  • Northampton Area School District Employees Credit Union
  • 2014 Laubach Avenue, Northampton, PA, 18067
  • Lends in Pennsylvania
  • A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.