FHA VS Conventional loan programs in Lykens, Dauphin County, Pennsylvania

During 2026, the Conventional loan ceiling in Lykens, part of the Dauphin county, PA, is $726,200. Meanwhile, the FHA loan cap for a single-family residence is pegged at $472,030.

The Lendersa® Conventional loan calculator allows you to evaluate the best rates between today's Conventional, FHA, and USDA loans. Discover what income, credit, reserves, and documentation are essential to qualify. Our sophisticated mortgage calculator lets you compare Conforming Conventional loans alongside USDA, FHA, and VA options to identify the best choice in PA that fits your specific financial context.

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2026 Loan Limits and Down Payment Requirements in Lykens, Dauphin County, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is relevant for zip codes: 17048

Conventional and FHA Loan Options in Lykens, PA

Lendersa® aims to find the optimal Conventional, USDA, or FHA loans for you swiftly and comfortably. Choose from three starting points leading to well-matched lenders and loan offerings.

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Lykens Lenders

  • The Gratz Bank
  • 32 West Market Street, Gratz, PA, 17030
  • Lends in Pennsylvania
  • The Gratz Bank! With the commitment to carry forward unparalleled client service, The Gratz Bank is honored to positively impact lives. We assure you that our mission to execute a significant client experience and competitive product offering will continue to grow as our business expands.

  • Mid Penn Bank
  • 349 Union Street, Millersburg, PA, 17061
  • Lends in Pennsylvania
  • Mid Penn Bank, subsidiary of Mid Penn Bancorp, Inc., has been serving Central Pennsylvania since 1868. Headquartered in Millersburg, Pa., Mid Penn Bank has retail locations throughout Cumberland, Dauphin, Lancaster, Luzerne, Northumberland and Schuylkill Counties. Mid Penn is a full-service financial institution offering deposit products, mortgage.

  • Central Keystone FCU
  • 1000 Market Street, Sunbury, PA, 17801
  • Lends in Pennsylvania
  • Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • Kane Mortgage, Inc
  • 4755 Linglestown Road, Suite 205, Harrisburg, PA, 17112
  • Lends in Pennsylvania
  • Kane Mortgage, Inc. was founded in 2002 by Kane Smeltz. From the humble beginnings where Kane handled all of the various aspects of loan origination to loan closing himself, KMI has grown to a staff of nine. The KMI staff includes the Owner, four Mortgage Originators, two Processors, a Human Resource Manager and a Client Relations Specialist.

  • Lebanon Federal Credit Union
  • 300 Schneider Drive, Latrobe, PA, 17046
  • Lends in Pennsylvania
  • At Lebanon Federal Credit Union, we consider ourselves more than just a credit union. We’re a lifetime financial partner committed to serving you and your family members with unmatched dedication, integrity and care. We take pride in the fact that our small size allows us to build genuine relationships with each of our valued members.

  • Hometown Mortgage Resources Inc
  • 1612 State Rd, Duncannon, PA, 17020
  • Lends in Pennsylvania
  • At Hometown Mortgage Resources Inc., our motto is to provide you with "Great Rates & Honest Service". We treat each customer as an individual, not a number. We understand that each applicant has different needs and will help you find the rate and program that fits your situation.

  • Hershey Federal Credit Union
  • 232 Hershey Road, Hummelstown, PA, 17036
  • Lends in Pennsylvania
  • Heritage FCU was formed in 1965, as Warrick Employees FCU, by employees of ALCOA Warrick Operations in Newburgh, IN.Hershey Federal Credit Union is a financial services cooperative, existing to serve our membership and our communities by providing affordable access to credit, offering beneficial financial services, and engaging in our communities.

  • The Northumberland National Bank
  • 245 Front Street, Northumberland, PA, 17857
  • Lends in Pennsylvania
  • The Northumberland National Bank opened for business in 1903, in a storefront building on the corner of Queen and Water Streets. State senator and Witmer Steele Lumber Company owner Charles Steele saw the need for an independent, locally-owned community bank in his hometown, and his idea was immediately popular

  • Blue Chip Federal Credit Union
  • 5050 Derry Street, Harrisburg, PA, 17111
  • Lends in Pennsylvania
  • Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.