Explore the differences! FHA VS Conventional loan programs in Williamstown, Dauphin County, Pennsylvania

In 2026, the conventional loan limit for Williamstown, located in Dauphin county, PA, is $726,200. The FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to gauge today's top rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage tool, you can compare Conforming Conventional loans, USDA, FHA, and VA side by side, helping determine which program in PA suits your financial situation best.

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2026 Loan Limits and Downpayment Requirements in Williamstown, Dauphin County, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 17098

Options for Conventional and FHA Loans in Williamstown, PA

The aim of Lendersa® is to quickly secure the best Conventional, USDA, or FHA loan for you without hassle. Choose one of three initial steps to connect with matching lenders and loan programs.

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Williamstown Lenders

  • The Gratz Bank
  • 32 West Market Street, Gratz, PA, 17030
  • Lends in Pennsylvania
  • The Gratz Bank! With the commitment to carry forward unparalleled client service, The Gratz Bank is honored to positively impact lives. We assure you that our mission to execute a significant client experience and competitive product offering will continue to grow as our business expands.

  • Mid Penn Bank
  • 349 Union Street, Millersburg, PA, 17061
  • Lends in Pennsylvania
  • Mid Penn Bank, subsidiary of Mid Penn Bancorp, Inc., has been serving Central Pennsylvania since 1868. Headquartered in Millersburg, Pa., Mid Penn Bank has retail locations throughout Cumberland, Dauphin, Lancaster, Luzerne, Northumberland and Schuylkill Counties. Mid Penn is a full-service financial institution offering deposit products, mortgage.

  • Lebanon Federal Credit Union
  • 300 Schneider Drive, Latrobe, PA, 17046
  • Lends in Pennsylvania
  • At Lebanon Federal Credit Union, we consider ourselves more than just a credit union. We’re a lifetime financial partner committed to serving you and your family members with unmatched dedication, integrity and care. We take pride in the fact that our small size allows us to build genuine relationships with each of our valued members.

  • Kane Mortgage, Inc
  • 4755 Linglestown Road, Suite 205, Harrisburg, PA, 17112
  • Lends in Pennsylvania
  • Kane Mortgage, Inc. was founded in 2002 by Kane Smeltz. From the humble beginnings where Kane handled all of the various aspects of loan origination to loan closing himself, KMI has grown to a staff of nine. The KMI staff includes the Owner, four Mortgage Originators, two Processors, a Human Resource Manager and a Client Relations Specialist.

  • Central Keystone FCU
  • 1000 Market Street, Sunbury, PA, 17801
  • Lends in Pennsylvania
  • Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • CACL Federal Credit Union
  • 1800 West Market Street, Pottsville, PA, 17901
  • Lends in Pennsylvania
  • The mission of CACL Federal Credit Union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.

  • Hershey Federal Credit Union
  • 232 Hershey Road, Hummelstown, PA, 17036
  • Lends in Pennsylvania
  • Heritage FCU was formed in 1965, as Warrick Employees FCU, by employees of ALCOA Warrick Operations in Newburgh, IN.Hershey Federal Credit Union is a financial services cooperative, existing to serve our membership and our communities by providing affordable access to credit, offering beneficial financial services, and engaging in our communities.

  • Artisan Mortgage Company, Inc.
  • 239 Highland Rd, Hershey, PA, 17033
  • Lends in Pennsylvania
  • Artisan Mortgage was formed in 2005 as a full service mortgage company with headquarters in Bay Shore, NY and branch office in Hershey, PA to serve the needs of new and existing homeowners through individualized service, a variety of lending programs, and a simplified, efficient loan closing process.

  • Blue Chip Federal Credit Union
  • 5050 Derry Street, Harrisburg, PA, 17111
  • Lends in Pennsylvania
  • Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.