Explore the differences! FHA VS Conventional loan programs in New-Freedom, York County, Pennsylvania

For the year 2026, in the city of New-Freedom, within the county of York, PA, the limit for a Conventional loan is $647,200, while the FHA limit for a single-family home is set at $420,680.

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Utilize the Lendersa® Conventional loan calculator to assess the best current rates in Conventional, FHA, and USDA categories. It also aids in determining necessary qualifications, including income, credit, reserves, and documentation. View Conforming Conventional loans, USDA, FHA, and VA options side by side using our advanced mortgage calculator, helping you choose the most suitable program in PA.

Compare loan offers from a pool of 100 lenders

2026 loan limits and downpayment requirements for New-Freedom, in the county of York, PA

Type of Loan Maximum Loan Limits Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table pertains to the zip codes: 17349

Exploring Conventional and FHA loan options in New-Freedom, PA

Lendersa® aims to promptly secure the best Conventional, USDA, or FHA loans for you with minimal hassle. Begin with one of three specified paths to connect with lenders and suitable loan offerings.

  1. Submit a comprehensive request with optimization for Conventional/USDA/FHA loans
  2. Check out USDA and FHA rates & terms initially
  3. Access the extensive Conventional lenders' database
Lendersa USDA loan request and results



  • Ronis Mortgage Network Inc
  • 4510 Coffee Tree Court, Pikesville, MD, 21208

  • Ronis Mortgage Network, Inc. is a full-service mortgage company committed to provide you with personal service. The owner, Bruce Ronis, will review all your options with a no cost in home consultation. We get you the lowest rates possible and provide the attention and service you deserve.

  • First Trust Financial LLC
  • 1700 Reisterstown Road, Suite 122, Pikesville, MD, 21208

  • First Trust Financial, LLC is a boutique mortgage lending firm that helps homebuyers find and secure competitive home loans. We develop customized finance packages tailored to our clients’ needs and take pride in the one-on-one counseling that our team of experts provides along the way.

  • OM Mortgage LLC
  • 1709 Reisterstown Road, Suite 210-211, Pikesville, MD, 21208

  • OM Mortgage is a multi-state residential mortgage brokerage committed to one thing: YOU. We put you and your family above all else to make sure you get a low rate on the best mortgage product, fair fees, an unmatched service and advice. Our team of experts has a combined 100+ years in the mortgage industry.

  • Trius Lending Partners
  • 1104 Kenilworth Dr Suite 501, Towson, MD, 21208

  • Trius Lending Partners is a direct, private money and hard-money lender with headquarters in Maryland and the Mid-Atlantic.We lend on residential investment properties, fix and flip and rehab projects as well as commercial properties throughout the Mid-Atlantic region.We take into account the borrower, property, area and the overall opportunity.

  • Destinations Credit Union
  • 8767 Satyr Hill Road, Parkville, MD, 21234

  • Destinations Credit Union is a not-for-profit full service financial institution serving Parkville/Carney and employees/members of more than 150 businesses and community groups in the Baltimore Metro area. Because we return our profits to our members, we can generally offer low or no fees for services

  • Chesapeake Bank
  • 2001 East Joppa Road, Baltimore, MD, 21234

  • Chesapeake Bank of Maryland was founded in 1913 as New Eastern Avenue Permanent Savings and Loan Association. The name was changed to Chesapeake Federal Savings and Loan Association in 1960. In 1998 the Bank, became Chesapeake Bank of Maryland.

    The Bank operates from its main office in Parkville

  • Wheatland Federal Credit Union
  • 611 Centerville Road, Lancaster, PA, 17601

  • Wheatland FCU has been a part of Lancaster County since its inception in 1936. We have a firm sense of commitment to the county we serve and belong to. Our Mission is To assist our members in building a solid financial future. At Wheatland FCU, you’re not merely a customer known only by an account number, you’re a member and owner.

  • Penlanco Federal Credit Union
  • 630 Delp Road, Suite C, Lancaster, PA, 17601

  • Penlanco Federal Credit Union has been serving the PPL Electric Utilities family since 1938, and is now accepting additional companies and groups within 25-miles of Penlanco FCU. Penlanco FCU is a employee and group based credit union which means that you must have an affiliation with one of our employers or groups in order to be a member.

  • Penn Home Mortgage
  • 255 Butler Avenue, Suite 300, Lancaster, PA, 17601

  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Prosper Mortgage Funding
  • 32C E Roseville Rd, Lancaster, PA, 17601

  • At Prosper Mortgage Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.We use "common sense" & will help you obtain the best loan possible. We are a small, family owned, mortgage company & represent a wide range of "A" rated lenders with first quality rates.

  • PMG Funding
  • 1525 Oregon Pike, Suite 2001, Lancaster, PA, 17601

  • PMG is a mortgage broker in Pennsylvania that takes a long-term partnership approach to the process of buying or refinancing. As such, we seek to develop good relationships with our clients through trustworthy service and timely communication throughout the process. Dave started PMG in December of 2005.
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