Explore the differences! FHA VS Conventional loan programs in Shrewsbury, York County, Pennsylvania

For 2026, the conventional loan limit in Shrewsbury, located in York county, PA, is $726,200. On the other hand, the FHA limit for a single-family home reaches $472,030.

Employ the Lendersa® Conventional loan calculator to examine today's top rates across Conventional, FHA, and USDA loans. Figure out the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best program that aligns with your financial situation in PA.

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2026 loan limits and down payment requirements in Shrewsbury, York, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the zip codes: 17361

Conventional and FHA loan alternatives in Shrewsbury, PA

The objective of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loan quickly, without hassle. Begin by selecting from one of three pathways that will match you with suitable lenders and loan programs.

Results from Lendersa USDA loan request matches


Shrewsbury Lenders

  • York Educational Federal Credit Union
  • 1601 South Queen Street, York, PA, 17403
  • Lends in Pennsylvania
  • York Educational Federal Credit Union is a not-for-profit financial organization, owned and operated by its members. Organized in 1969, our goals have always been to help each other by providing financial services to meet the needs of members; assisting and educating members to make the best use of their financial resources.

  • Glatco Credit Union
  • 53 S Main Street, Spring Grove, PA, 17362
  • Lends in Pennsylvania
  • Glatco Credit Union was originally started on March 22, 1977 to serve employees of the P.H. Glatfelter Company. Today, membership in GLATCO Credit Union has expanded to include graduates or students of the Spring Grove Area School District, as well as any employee, family member.

  • White Rose Credit Union
  • 3498 Industrial Drive, York, PA, 17402
  • Lends in Pennsylvania
  • White Rose Credit Union offers the amenities of a big bank, with small town charm and personalized customer service. Serving over 11, 000 members at 5 public branches, membership is open to those who live, work, worship, attend school or own a business in York or Adams County Pennsylvania.

  • Traditions Bank
  • 100 N. George St., York, PA, 17401
  • Lends in Pennsylvania
  • At Traditions Bank. We’re a full-service community bank that’s committed to helping our customers, communities and team members make their mark on the world. Our sole purpose is to help you succeed, and while our business may be banking, our heart is people.

    We’re an honest, intentional financial partner with best-in-class team members

  • First Capital Federal Credit Union
  • 1601 Kenneth Road, York, PA, 17408
  • Lends in Pennsylvania
  • This credit union was originally established as the S. Morgan Smith Credit Union and incorporated under the laws of the Commonwealth of Pennsylvania on December 23, 1954. It became known as the Allis Chalmers Credit Union upon that company's acquisition of the S. Morgan Smith Company on April 1, 1959.

  • Allcredit Home Loans, Inc
  • 228 Baltimore Street, Hanover, PA, 17331
  • Lends in Pennsylvania
  • We offer many low & NO down payment financing options.And in many cases the seller can pay part or all of your closing costs so you can purchase a home with not a lot of money.All Credit Home Loans Inc is located in Hanover, PA, USA & is part of the Activities Related to Credit Intermediation Industry. All Credit Home Loans Inc has 2 total employee

  • Affordable Home Mortgage, Inc.
  • 300 Baltimore Street, Hanover, PA, 17331
  • Lends in Pennsylvania
  • Affordable Home Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you