FHA VS Conventional loan in North-Middleton, Cumberland County, Pennsylvania

This year, 2025, in the city of North-Middleton, located in the county of Cumberland, PA, the loan limit for conventional mortgages is $647,200, whereas for an FHA loan on a single-family house, it is $420,680.

Leverage the Lendersa® Conventional loan calculator to analyze the optimal rates among Conventional, FHA, and USDA loans available today. Determine the necessary income, credit, reserve requirements, and documents for eligibility. Our advanced mortgage calculator allows for side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, assisting you in selecting the right program for your unique financial standing in PA.

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Loan Limits and Downpayment Requirements for 2025 in North-Middleton, Cumberland County, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the zip codes: 17013

Various Conventional and FHA Loan Opportunities in North-Middleton, PA

Lendersa® is committed to securing the best Conventional, USDA, or FHA loan swiftly and effortlessly. Begin with any of the three recommended pathways to connect with the right lenders and loan structures.

Lendersa USDA loan request and matching results


  • Hometown Financial Services
  • 1186 SW Gatlin Blvd, Port Saint Lucie, FL, 34953
  • The Hometown Financial Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Mortgage Masters Group
  • 481 SW Port St. Lucie Blvd., Suite A, Port Saint Lucie, FL, 34953
  • We work as an incredible Mortgage Consulting team to guide each of our clients in a very personalized manner to help them arrive at the best decision for their specific Lending needs and future plans in regards to their Home Loan choices or Commercial Loan / Business Investments.
  • Twenty First Century Mortgage Services Inc
  • 4350 Duhme Road, Seminole, FL, 33708
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Sea Vista Home Loans
  • 14955 Gulf Blvd, Madeira Beach, FL, 33708
  • Sea Vista Home Loans is your first step to receiving optimal home financing conditions.Working closely with you, your real estate agent, & every other party involved, we ensure you get the best possible financing conditions & enjoy a smooth, effortless transaction.We Are Committed to Helping You Get the Best Financing for the Home of Your Dreams.
  • Creative Mortgage Lenders
  • PO Box 76482, Saint Petersburg, FL, 33734
  • Our company offers purchase home loans and refinance mortgage loan products tailored to fit your specific needs. If you're searching for a purchase mortgage or refinance loan, we can help you! Find answers quickly, browse through the helpful information, use the online calculators, answer a few questions.
  • Wauchula State Bank
  • 106 East Main Street, Wauchula, FL, 33873
  • Wauchula State Bank has served the Florida Heartland since 1929 as a family-owned, locally managed, community bank. We continue to grow our vision of being the premier bank in Central Florida by making banking easy, secure and convenient by listening to our customers and offering flexible and creative options based on our experience
  • Alpha Mortgage, LLC
  • 249 SW Noel Street, LeE'S Summit, MO, 64063
  • As a full service residential mortgage company serving both Kansas and Missouri we ensure our clients receive the proper financing when purchasing, refinancing, or using the equity in their home. Our experienced staff of licensed mortgage professionals are here to assist you whether you are buying your first home or purchasing your dream home.
  • A1 Mortgage Group LLC
  • 200 Northwest Executive Way, Lees Summit, MO, 64063
  • Our mission at A1 Mortgage is to present our customers with innovative financial solutions and superior service that will achieve their financial goals, while providing our employees the greatest opportunity for personal achievement. This in return will build a solid foundation for our company and a better future for our community.
  • United Consumers Credit Union
  • 1111 E 23rd Street, Independence, MO, 64050
  • Since 1941, United Consumers has been providing its members with an alternative to increasingly expensive banking services. The credit union is a not-for-profit financial institution owned by the members who join. Benefits of membership include lower rates on loans, higher rates on investments
  • Square One Realty & Property Solutions LLC
  • 800 West Maple Avenue, Independence, MO, 64050
  • Square One Solutions is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,