FHA VS Conventional loan in South-Middleton, Cumberland County, Pennsylvania

For 2026, the conventional loan limit in South-Middleton, county of Cumberland, PA is set at $647,200, while the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine needed income, credit, reserves, and required documents to qualify. This advanced calculator displays comparisons of Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best program for your needs in PA.

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2026 Loan Limits and Down Payment Requirements in South-Middleton, County of Cumberland, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 17015

Conventional and FHA Loan Options in South-Middleton, PA

Lendersa® aims to provide you with the best Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of the three starting points to find matching lenders and loan programs.

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South-Middleton Lenders

  • FOOTE CAPITAL MORTGAGE COMPANY
  • 17 East High Street, Suite 102, Carlisle, PA, 17013
  • Lends in Pennsylvania
  • Headquartered in historic downtown Carlisle, Pennsylvania, Foote Capital Mortgage Company is a residential mortgage lender founded in 2006 by veteran bankers Shaun R. Foote and Rebecca Howell Foote. As a direct lender, Foote Capital has the distinct advantage of handling loan processing, underwriting, closing and funding its clients

  • Guardian Angel Mortgage Services, Inc
  • 4819 East Trindle Road, Mechanicsburg, PA, 17050
  • Lends in Pennsylvania
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Cody Financial Mortgage Services Inc
  • 4823 E. Trindle Road, Mechanicsburg, PA, 17050
  • Lends in Pennsylvania
  • We are your Full Service Mortgage Broker. Over 25 years ago I started Cody Financial with the philosophy of offering each customer the best possible rate with the best possible service, guaranteed. Whether you are a first time home buyer, an existing homeowner, or buying an investment property, we are here to make your dreams a reality.

  • A Plus Mortgage Solutions, Inc.
  • 3 Sunset Circle, Mechanicsburg, PA, 17050
  • Lends in Pennsylvania
  • A Plus Mortgage Solutions, Inc. is a locally owned and operated mortgage brokerage firm providing mortgage related services to individuals who own or are purchasing property within the Commonwealth of Pennsylvania. Primarily servicing South Central Pennsylvania, including, but not limited to Cumberland, Dauphin, Adams

  • The Bank of Landisburg
  • 100 North Carlisle Street, Landisburg, PA, 17040
  • Lends in Pennsylvania
  • The Bank of Landisburg had its beginning in 1903 when an organizational meeting was held on August 19th. $10,000.00 in capital had been raised by the selling of stock. Many familiar names were among the original stockholders: Sheibley, Jones, Wilson, Bower, Kennedy, Wertz, Dum, Kell, Loy, and Wagner.

  • Americhoice Federal Credit Union
  • 2175 Bumble Bee Hollow Rd, Mechanicsburg, PA, 17055
  • Lends in Pennsylvania
  • AmeriChoice Federal Credit Union was founded in 1970 by a small group of IBM Corporation employees. Through the years, we’ve grown by extending eligibility to the South Central PA Community including Adams, Cumberland, Dauphin, Lebanon, Perry or York Counties. Today, we are more than 15, 000 members strong with assets exceeding $180 million.

  • Susquehanna Valley Federal Credit Union
  • 3850 Hartzdale Drive, Camp Hill, PA, 17011
  • Lends in Pennsylvania
  • "At SVFCU, we are Empowering our Community for Life’s Journey by Building Lifelong Partnerships to find Dynamic Solutions while being Personal, Knowledgeable, and Dedicated to Service!

    Our mission is to provide quality financial services for our membership at competitive prices while at the same time working to ensure the safety

  • Falcon Mortgage, Inc.
  • 2830 Sunset Drive, Camp Hill, PA, 17011
  • Lends in Pennsylvania
  • Falcon Mortgage, Inc. was established with the mission of creating extraordinary mortgage solutions for the citizens of PA. That mission continues to be a driving force through today. Falcon Mortgage has always sought out the nation’s most creative & responsible lenders.This enables us to be one of the nation’s most respected mortgage brokers.

  • MONEYLINE LENDING LLC
  • 3913 Market Street, Suite A, Camp Hill, PA, 17011
  • Lends in Pennsylvania
  • MoneyLine Lending has an excellent track record for providing expert service whether you're looking to purchase a new home or improve cash flow by refinancing.
    Our team here at Moneyline Lending is small but strong. We are driven by our clients and we have a cohesive system which enables us to work within time constraints while still providing.