FHA VS Conventional loan programs in Northumberland, Northumberland County, Pennsylvania
In 2026, the maximum limit for a conventional loan in Northumberland, located in Northumberland county, PA, is $726,200. As for FHA loans, the limit for a single-family house is $472,030.
Employ the Lendersa® Conventional loan calculator to find and compare the best rates for Conventional, FHA, and USDA loans today. Identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the best program in PA for your financial needs.
2026 Loan Limits and Down Payment Requirements in Northumberland, County of Northumberland, PA
Loan Type
Loan Limit
Down Payment
Conforming Conventional
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to the zip codes: 17857
Conventional and FHA Loan Options in Northumberland, PA
The goal of Lendersa® is to connect you with the best Conventional, USDA, or FHA loan quickly and without hassle. Pick one of three initial points that will match you with the right lenders and loan programs.
The Northumberland National Bank opened for business in 1903, in a storefront building on the corner of Queen and Water Streets. State senator and Witmer Steele Lumber Company owner Charles Steele saw the need for an independent, locally-owned community bank in his hometown, and his idea was immediately popular
Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.
Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.
Central Susquehanna Community Federal Credit Union
530 E Market Street, Danville, PA, 17821
Lends in Pennsylvania
CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.
Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine
First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.
The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist.
PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
