FHA VS Conventional loan programs in 2026 for Sunbury, Northumberland County, Pennsylvania

In 2026, within the county of Northumberland in Sunbury, PA, the limit for conventional loans is $726,200. Additionally, the limit for an FHA loan on a single-family home is set at $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate the current best rates among Conventional, FHA, and USDA loans. This will help determine the income, credit score, reserves, and documents required for eligibility. Our comprehensive mortgage calculator presents a side-by-side look at Conforming Conventional loans, USDA, FHA, and VA options, ensuring you choose the best financial program in PA.

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Loan Limits and Down Payment Requirements for 2026 in Sunbury, County of Northumberland, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table of comparisons is applicable to the following zip codes: 17801

Insights into Conventional and FHA Loan Opportunities in Sunbury, PA

The mission of Lendersa® is to efficiently guide you in obtaining the most advantageous Conventional, USDA, or FHA loan seamlessly. Start by selecting one of three initial paths leading to matching lenders and appropriate loan programs rapidly.

Lendersa's matching results for USDA loan requests


Sunbury Lenders

  • Central Keystone FCU
  • 1000 Market Street, Sunbury, PA, 17801
  • Lends in Pennsylvania
  • Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • The Northumberland National Bank
  • 245 Front Street, Northumberland, PA, 17857
  • Lends in Pennsylvania
  • The Northumberland National Bank opened for business in 1903, in a storefront building on the corner of Queen and Water Streets. State senator and Witmer Steele Lumber Company owner Charles Steele saw the need for an independent, locally-owned community bank in his hometown, and his idea was immediately popular

  • Pinpoint Federal Credit Union
  • 37 Ferry Ln, Milton, PA, 17847
  • Lends in Pennsylvania
  • Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.

  • Service 1st Federal Credit Union
  • 1985 Montour Boulevard, Danville, PA, 17821
  • Lends in Pennsylvania
  • 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.

  • Central Susquehanna Community Federal Credit Union
  • 530 E Market Street, Danville, PA, 17821
  • Lends in Pennsylvania
  • CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.

  • West Milton State Bank
  • 940 High Street, West Milton, PA, 17886
  • Lends in Pennsylvania
  • Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine

  • The Gratz Bank
  • 32 West Market Street, Gratz, PA, 17030
  • Lends in Pennsylvania
  • The Gratz Bank! With the commitment to carry forward unparalleled client service, The Gratz Bank is honored to positively impact lives. We assure you that our mission to execute a significant client experience and competitive product offering will continue to grow as our business expands.

  • Mid Penn Bank
  • 349 Union Street, Millersburg, PA, 17061
  • Lends in Pennsylvania
  • Mid Penn Bank, subsidiary of Mid Penn Bancorp, Inc., has been serving Central Pennsylvania since 1868. Headquartered in Millersburg, Pa., Mid Penn Bank has retail locations throughout Cumberland, Dauphin, Lancaster, Luzerne, Northumberland and Schuylkill Counties. Mid Penn is a full-service financial institution offering deposit products, mortgage.

  • First Columbia Bank & Trust Co.
  • 232 East Street, Bloomsburg, PA, 17815
  • Lends in Pennsylvania
  • First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.