FHA VS Conventional loan in Point, Northumberland County, Pennsylvania

In the year 2025, the cap for a conventional loan in Point, located within Northumberland county, PA, is $726,200, while the FHA limit for a single-family house is $472,030.

Employ the Lendersa® Conventional loan calculator to assess the best current rates among Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, helping you determine the optimal program in PA for your financial needs.

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Loan limits and down payment needs for 2025 in Point, Northumberland county, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable for zip codes: 17857

Exploring Conventional and FHA loan options in Point, PA

The objective at Lendersa® is to swiftly and effortlessly connect you with the best Conventional, USDA, or FHA loans. Choose one of three starting points that align you with appropriate lenders and loan programs.

Results from Lendersa USDA loan request


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