FHA VS Conventional loan in Palmerton, Carbon County, Pennsylvania

In the year 2025, the Conventional loan limit in Palmerton, situated in Carbon county, PA, is $726,200, while the FHA limit for a single-family home is $472,030. These limits are essential for potential homebuyers to note.

Make use of the Lendersa® Conventional loan calculator to assess today's leading Conventional, FHA, and USDA rates. Determine the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, helping you choose the best program in PA tailored to your financial situation.

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Details on Loan Limits and Down Payments for 2025 in Palmerton, Carbon, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 18071

Conventional and FHA Loan Possibilities in Palmerton, PA

The objective of Lendersa® is to swiftly and efficiently connect you with the best Conventional, USDA, or FHA loans available. Choose one of three initial strategies to align with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Century Federal Credit Union
  • 4600 Rockside Road, Independence, OH, 44131
  • Century Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit unions, like Century Federal, are less likely to charge service fees than banks, that are for-profit institutions. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
  • NLC Loans
  • 4 Summit Park Drive, Suite 200, Independence, OH, 44131
  • NLC Loans support your personal goals and dreams so that you and your family can live the life you want and deserve. Whether you’re buying your first home, your next home, or refinancing, we’ve got your back. NLC Loans is a leading, full-service, residential mortgage lending and mortgage refinance company.
  • Liberty Home Mortgage Corporation
  • 6225 Oak Tree Blvd, Independence, OH, 44131
  • "Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates. Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"
  • Jackson River Community Credit Union
  • 347 North Court Avenue, Covington, VA, 24426
  • Jackson River Community Credit Union is a not-for-profit financial institution that is owned and operated by its members and promotes the credit union philosophy. We provide a full range of financial services at very competitive rates and useful information to help our members in all of their financial endeavors.
  • The Ohio Educational Credit Union
  • 2921 Community College Avenue, Cleveland, OH, 44115
  • The Ohio Educational Credit Union (OHecu) is a full-service financial institution. Our goal is to recognize and understand the unique financial needs of our individual members and fulfill those needs through a variety of diversified products. Credit Union (OHecu) is a full-service financial institution.
  • Greater Cleveland Community Credit Union
  • 601 Lakeside Avenue, Room 3, Cleveland, OH, 44114
  • The Greater Cleveland Community Credit Union began on November 26, 1937, with 39 owner-members, as the Civil Service Employees Association Credit Union, which served the financial needs of City of Cleveland employees. We aim to propel our membership toward financial empowerment and growth by providing an array of individualized financial products.
  • Cleveland Police Credit Union
  • 2301 Payne Avenue, Cleveland, OH, 44114
  • The Cleveland Police Credit Union was organized in October, 1938, when seven policemen were granted a charter by the State of Ohio and worked out of a "cubby-hole" office at the old Central Station on 21st and Payne Avenue. Cleveland Police Credit Union is committed to providing the highest level of customer service and satisfaction possible.
  • KeyBank
  • 127 Public Square, Cleveland, OH, 44114
  • At KeyBank we’ve made a promise to our clients that they will always have a champion in us. To deliver on our promise, we’re committed to building a team of engaged employees who do the right thing for our clients and shareholders, and help them achieve financial wellness each and every day.
  • Bellwether Enterprise
  • 1375 E. 9th Street, Cleveland, OH, 44114
  • Bellwether Enterprise is one of the fastest-growing commercial & multifamily mortgage banking companies in the country. We are large in scope, yet focused in approach. With offices across the country, we offer an unwavering commitment to regional expertise. Most of our loan producers have 25 plus years of experience.
  • Community Savings
  • 425 Main Street, Caldwell, OH, 43724
  • Community Savings is a community-oriented financial institution that provides customized loan and deposit services for personal and small business needs. Keeping technology at the forefront, Community Savings has never been more accessible than now. Community Savings is committed to reinvesting funds locally.
  • The Farmers and Merchants Bank
  • 430 North Street, Caldwell, OH, 43724
  • For over one hundred years now, The Farmers and Merchants Bank has been recognized as a cornerstone and a leading financial partner in the community. Located on the Square in the Caldwell Business District, the bank has occupied the same building; adapting it for their changing needs