Explore the differences! FHA VS Conventional loan programs in Pequea, Lancaster County, Pennsylvania

In 2025, the Conventional loan limit for Pequea in Lancaster county, PA, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030. These limits are vital for planning your home financing options.

The Lendersa® Conventional loan calculator allows you to compare the top rates available today across Conventional, FHA, and USDA loans. It helps determine the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, aiding you in selecting the best program in PA for your specific financial needs.

Review loan offers from over 100 lenders

2025 Loan Limits and Down Payment Details in Pequea, Lancaster, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant to the following zip codes: 17584, 17603, 17516

Conventional and FHA Loan Choices in Pequea, PA

Lendersa® aims to provide you with the highest-quality Conventional, USDA, or FHA loans promptly and without hassle. Select one of three starting paths, aligning you with matching lenders and loan programs.

Results from Lendersa USDA loan requests and matches


  • Members Choice Credit Union
  • 145 Russell Road, Ashland, KY, 41101
  • Members Choice Credit Union opened its doors in 1932, as Armco Employees Credit Union. In 1989, we moved to our Russell Road location so we could properly facilitate our member's needs. In the early 1990's, our credit union began to grow and we began offering our services to additional employee groups.
  • EZ Mortgage Loans Inc.
  • 2021 13th St., Ashland, KY, 41101
  • At EZ Mortgage Loans Inc., we'll assist you in obtaining the right loan for your rural home purchase. We will find a mortgage that's affordable and is a good match with your income, budget and home-ownership goals. Whether you are purchasing a property in Ohio or Kentucky, our experienced loan officers will guide you through the entire process.
  • Ashland Credit Union
  • 1300 Central Ave, Ashland, KY, 41101
  • Ashland Credit Union is a not-for-profit, member-owned, full-service financial institution that has been serving members throughout the United States since 1942.Ashland CU currently has four locations – a main headquarters in Ashland, KY, a public branch in Cottage Grove, MN, a private branch at Ashland Global Holdings in Dublin, OH.
  • SMART Federal Credit Union
  • 3454 North High Street, Columbus, OH, 43214
  • SMART Federal Credit Union is a not-for-profit organization designed to meet the needs of ALL school employees and retired teachers in Franklin County and select surrounding counties. SMART was established in 1952 by a local principal, Ms. Edna Windom, to bring local teachers the same banking needs a bank offers WITHOUT the unnecessary fees.
  • The Marblehead Bank
  • 709 West Main Street, Marblehead, OH, 43440
  • In 1907, a group of Peninsula residents met and decided their growing community should have the facilities of a local bank. The nearest bank was over an hour away in Port Clinton Ohio. The Marblehead Banking Company of Marblehead Ohio was organized as a result of this meeting and a charter was granted by the State Banking Department of Ohio
  • First Sentinel Bank
  • 315 Railroad Avenue, Richlands, VA, 24641
  • Local people serving local people. Our motto is the driving force behind all of First Sentinel Bank's efforts to build deeper connections with our communities, our customers, and our employees. First Sentinel Bank continues to stand apart from competitors through grass-roots involvement with our local communities.
  • FC Bank, a division of CNB Bank
  • 105 Washington Square, Bucyrus, OH, 44820
  • As a local, community bank, we are driven by a strong focus on meeting the financial needs of businesses and individuals in a way only a community bank can deliver. And we are proud to serve Morrow, Knox, Richland, Franklin, and Holmes Counties with full service branches in Bucyrus, Cardington, Dublin, Fredericktown, Worthington,
  • Lighthouse Commercial Mortgage
  • 119 S. Sandusky Ave, Bucyrus, OH, 44820
  • Since our founding in 1888, employees have been the main reason for First Federal Community Bank’s success. We are an Equal Opportunity Employer and we offer competitive salaries, excellent benefits and the opportunity for career advancement. If you are customer-oriented, enjoy working with people, take pride in your work
  • Peoples Savings and Loan Company
  • 300 South Walnut Street, Bucyrus, OH, 44820
  • Our goal is to become your family financial center. We are locally owned and operated. Our staff is here to serve you. Unlike big corporations, we make decisions on an individual basis, not by some arbitrary number. Stop in sometime, we would be glad to let you know what we offer. We want to earn your business.
  • Telhio Credit Union
  • 96 North Fourth Street, Columbus, OH, 43215
  • Telhio Credit Union has been a strong and stable financial institution in central Ohio since 1934. We are a not-for-profit, full-service financial institution cooperative, meaning our members are owners and can expect to receive high-quality financial services to meet all of their needs. Telhio is strong and safe, and has been serving central Ohio.