FHA VS Conventional loan programs in Providence, Lancaster County, Pennsylvania

For 2025, the conventional loan limit in Providence, located in the county of Lancaster, PA, stands at $726,200. At the same time, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA options today. It helps you figure out necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA programs, assisting you in choosing the right fit for your financial needs in PA.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Providence, Lancaster County, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to ZIP codes: 17584, 17560

Conventional and FHA Loan Opportunities in Providence, PA

The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three methods to connect with suitable lenders and loan programs.

Results from USDA loan requests and matches on Lendersa


  • Valley Credit Union
  • 2096 Mission St, Salem, OR, 97302
  • Valley Credit Union is a not-for-profit financial institution dedicated to exceptional service, competitive rates and products and a commitment to the local community. The Valley team lives in the same community as our members and we want you to feel as welcome here as you do in your own home.
  • Landmark Professional Mortgage Company
  • 1255 Lee St SE, Suite 200, Salem, OR, 97302
  • Landmark Professional Mortgage Company is a locally-owned boutique mortgage bank. Collectively, we have been serving the residential mortgage needs of Oregon and Washington for over 31 years and are committed to being your trusted source for home financing education and guidance. Our focus is on your experience.
  • Mortgage First Corporation
  • 1761 Liberty St SE, Salem, OR, 97302
  • Mortgage First is committed to providing our clients with the best of both worlds–excellent customer service and competitive rates. Our seasoned mortgage professionals will work with you one on one to ensure that you get the right home financing solution tailored specifically to meet your needs.
  • Lighthouse Financial Enterprises, Inc
  • 110 Wallace Rd. NW, Salem, OR, 97304
  • At Lighthouse Financial Enterprises, Inc. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service- putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for your family from the many mortgage options.
  • Jenny Kuball | Capitol Mortgage Company Loan Officer
  • 2254 Wilmington Ave NW, Salem, OR, 97304
  • As a locally owned company with operations in the greater Salem and Portland metro areas, we are passionate about helping our fellow Oregon residents and investors. We proudly offer a significant range of financing programs, including conventional, FHA, VA, USDA, and even private money financing.
  • JC Mortgage
  • 4350 West Avenue, Suite 2, Atwater, CA, 95301
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • AltLender Mortgage
  • 1564 Seabridge Lane, Oxnard, CA, 93035
  • "AltLender Mortgage specialty is Alt-Doc/Non-QM lending solutions in multiple states with a pledge of providing the lowest interest rates offered by any competitor with similar guidelines. Our programs are ideal for: • Self-Employed borrowers who have too many write-offs on their tax returns"
  • California Loan Associates, Inc.
  • 5800 Stanford Ranch Road, Suite 320, Rocklin, CA, 95765
  • California Loan Associates, Inc. is a local California mortgage brokerage firm specializing in offering real estate financing options to our client's at the most competitive interest rates available in the market. We offer customer service and on site loan processing that exceeds that of other "Too Big to Fail" type institutions.
  • Capital Valley Brokers
  • 864 Spotted Pony Lane, Rocklin, CA, 95765
  • Capital Valley Brokers 30 years experience in the Real Estate & Mortgage Industry, I can help guide you to a Home Loan customized to meet your needs. As a broker, I have access to the most competitive lenders, rates and loan programs. I believe in creating a lifelong relationship with my clients.
  • BluePrint Realty and Lending, INC
  • 5701 Lonetree Boulevard, Suite 322, Rocklin, CA, 95765
  • In today’s changing real estate market, it is more important now than ever to have a trusted mortgage consultant. We have access to a full range of mortgage sources and all of our loan officers are dedicated to finding the right loan program with the right rate, terms, and requirements to meet your short-term and long-term goals.