FHA VS Conventional loan in Plainfield, Northampton County, Pennsylvania

In 2026, the loan limit for conventional mortgages in Plainfield, within the county of Northampton, PA, is $726,200. Meanwhile, for a single-family home, the FHA loan limit is $472,030.

Use the Lendersa® Conventional loan calculator to explore the most competitive current rates for Conventional, FHA, and USDA loans. Determine the required income, credit qualifications, reserves, and documents needed for eligibility. Our sophisticated mortgage calculator provides a side-by-side comparison of Conforming Conventional loans as well as USDA, FHA, and VA options, helping you select the ideal program in PA tailored to your financial situation.

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Loan Limits and Downpayment Requirements for 2026 in Plainfield, Northampton, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 18064

Discover Conventional and FHA Loan Options in Plainfield, PA

The goal of Lendersa® is to efficiently secure the ideal Conventional, USDA, or FHA loan for you, minimizing hassle. Select from three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


Plainfield Lenders

  • The Mortgage Professionals LLC
  • 122 East First Street, Wind Gap, PA, 18091
  • Lends in Pennsylvania
  • A mortgage broker has the ability to tailor a loan program to meet your personal needs. We offer a variety of rates from multiple lenders. Different investors have a need for money or loans at a certain loan term from time to time. One bank may be very aggressive on a 15 year loan today while another is looking for 30 year paper.

  • Embassy Bank for the Lehigh Valley
  • 100 Gateway Drive, Bethlehem, PA, 18017
  • Lends in Pennsylvania
  • Embassy, we’re committed to helping you make your financial journey a success. By offering the best in reliable, innovative, customized banking solutions, attentive personal service and expert professional guidance, we will provide a secure base from which you can explore your financial potential. Whether you’re an individual, a family or a busines

  • Bethlehem 1st Federal Credit Union
  • 2317 Easton Avenue, Bethlehem, PA, 18017
  • Lends in Pennsylvania
  • People First Federal Credit Union in Bethlehem Township, PA has provided financial products and services to its members in the Lehigh Valley region and beyond since 1950. People First is a full-service financial institution offering personal and business banking, great rates, credit cards, loans, mortgages, online and mobile banking, and more.

  • eriefund.com
  • 915 Northampton St, Easton, PA, 18042
  • Lends in Pennsylvania
  • Northampton Area School District Employees Credit Union
  • 2014 Laubach Avenue, Northampton, PA, 18067
  • Lends in Pennsylvania
  • A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.

  • QUAINT OAK MORTGAGE, LLC
  • 1710 Union Boulevard, Allentown, PA, 18109
  • Lends in Pennsylvania
  • Quaint Oak is comprised of people. We are a community of individuals – employees, customers, and stockholders – that work and reside in our marketplace. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for serving our customers.

  • Mortgage America, Inc.
  • 1425 Grape Street, Whitehall, PA, 18052
  • Lends in Pennsylvania
  • Mortgage America has been the #1 lender in Eastern PA and Berks County for over 30 years with 8 billion dollars in originations and thousands of loans serviced. From your first call to after closing, Mortgage America is here to serve you.Mortgage America has been the #1 lender in Eastern PA

  • People First
  • 740 Hamilton Street, Suite 300, Allentown, PA, 18101
  • Lends in Pennsylvania
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient