FHA VS Conventional loan programs in Punxsutawney, Jefferson County, Pennsylvania

For 2025, the conventional loan cap for a single-family in Punxsutawney, located in Jefferson, PA, is $726,200. In contrast, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate and compare current rates for Conventional, FHA, and USDA loans. Assess the income, credit score, reserves, and documents required to qualify. This advanced mortgage calculator lets you examine and contrast Conforming Conventional loans alongside USDA, FHA, and VA options, helping you prioritize which program in PA best fits your financial situation.

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Loan Limits and Downpayment Details for 2025 in Punxsutawney, Jefferson, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 15767

Conventional and FHA Loan Options in Punxsutawney, PA

Lendersa® strives to efficiently secure the best possible Conventional, USDA, or FHA loan for you. Choose one of three options to match with lenders and loan programs seamlessly.

Lendersa USDA loan request and matching results


  • Priority Financial Services Inc
  • 2140 Ardmore Boulevard, Pittsburgh, PA, 15221
  • Priority Financial Services was incorporated in 2000 in Pittsburgh. The company is a mortgage brokerage firm involved in the origination of mortgages for residential, commercial and investment properties. The company is licensed by the Pennsylvania Department of Banking. All loan originators have passed the mortgage originator exam.
  • Lend Financial Mortgage LLC
  • 808 Walnut Street, Pittsburgh, PA, 15221
  • We provide customers with the best rates and have the process to purchase or refinance a home effortless. We are a full service mortgage broker. We are currently licensed in Pennsylvania and Georgia. We know one thing which is mortgages. That is what we specialize in and we go above and beyond for you. Call us now for a no obligation quote.
  • Help Me BA
  • 270 Walker Drive, Suite 110E, State College, PA, 16801
  • HELPMEBA is a safe haven that allows the curious to learn about the mortgage market without feeling compelled to buy anything. Brian Allen the owner offer free consultations and seminars on First Time Home Buying, Credit Scoring, Equity Management, and Reverse Mortgages. Whether you are a couple looking for your first home.
  • Mortgage Source PA
  • 1346 S Atherton Street, State College, PA, 16801
  • As a mortgage broker, we work for you - not the bank. We work to fit you with the best loan program and lender to meet your mortgage needs and we represent you throughout the entire process. Giving you the personal attention you deserve, we will streamline the process for you from the application to the decision.
  • Professional Choice Mortgage
  • 100 North Patterson Street, State College, PA, 16801
  • Professional Choice Mortgage is a mortgage broker based in State College, PA that was started in March 2005. We specialize in providing analytical tools and market knowledge regarding rates, so that you can make informed decisions about your mortgage and understand how it fits into your financial plan.
  • Principle Home Mortgage
  • 1402 S. Atherton Street, Suite 002, State College, PA, 16801
  • We're Principle Home Mortgage - a full service Pennsylvania mortgage broker offering the loans that will fit your needs. Our offices are located in State College, and we have decades of experience in Pennsylvania mortgages. Our mission is to provide exceptional customer service for all borrowers no matter the situation.
  • TRUE HOME MORTGAGE
  • 1315 S Allen St, Suite 207, State College, PA, 16801
  • True Home Mortgage we are a full service mortgage company based in State College. We specialize in First Time Homebuyer Programs in State College. We also serve the surrounding cities such as Bellefonte, Centre Hall, Port Matilda, Philipsburg, Altoona, Tyrone, and Lewistown. Whether you are buying a home of refinancing
  • USX Federal Credit Union
  • 1293 Freedom Road, Cranberry Township, PA, 16066
  • USX FCU was founded in 1938 by several United States Steel Corporation employees with a mission to educate its members about financial matters and help them manage their daily financial affairs and also to provide members with advantages in every aspect of their financial lives and giving them the confidence of financial security
  • Welcome Home Finance, LP
  • 8050 Rowan Rd, Suite 503, Cranberry Township, PA, 16066
  • We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of Pennsylvania. We're a full service, independently owned mortgage lender with an experienced staff offering expertise in every area of mortgage lending
  • JP Real Estate Funding LLC.
  • 5831 Forward Ave #1168, Pittsburgh, PA, 15217
  • Ezra Javasky is the founder and CEO of JP Real Estate Funding. Ezra has been in the hard money space since 2013, having funded over $200mm in both short and long term loans. He works with both experienced and new investors helping them finance flips and rentals nationwide. His knowledge, experience throughout his career and great customer service
  • EQUITY LENDING GROUP INC
  • 307 West New Castle Street, Zelienople, PA, 16063
  • Equity Lending Group, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Northern States Mortgage, LLC
  • 322 S. Main Street, Zelienople, PA, 16063
  • Northern States Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration