In the year 2026, the conventional loan limit for Richmond, located in Berks county, PA, is $726,200. The FHA limit for a single-family home is $472,030.
By using the Lendersa® Conventional loan calculator, you can compare today's best rates available in the market including Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are needed to qualify. Our sophisticated mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, helping you identify which program in PA is the best match for your financial needs.
Compare offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conforming Conventional | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison applies to the following zip codes: 19522
Lendersa® aims to deliver the best available Conventional, USDA, or FHA loans promptly and without difficulty. You can choose one of three initial paths that connect you to the best-suited lenders and loan programs.
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