Explore the differences! FHA VS Conventional loan programs in Royersford, Montgomery County, Pennsylvania

In 2025, the conventional loan limit in Royersford, county of Montgomery, PA is set at $726,200, while for an FHA loan on a single-family home, the limit is $529,000.

Make use of the Lendersa® Conventional loan calculator to compare the most favorable rates for Conventional, FHA, and USDA loans today. This tool allows you to determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the most suitable program in PA for your financial needs.

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Royersford, County of Montgomery, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This table comparison applies to these zip codes: 19468

Options for Conventional and FHA Loans in Royersford, PA

Lendersa® is committed to helping you secure the optimal Conventional, USDA, or FHA loan quickly and without hassle. Begin by choosing one of these three options that link you to matching lenders and loan programs.

Illustration of Lendersa USDA loan requests and matching outcomes


  • Norcom Mortgage
  • 38 Security Drive, Avon, CT, 06001
  • Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products,
  • Norcom Mortgage
  • 38 Security Drive, Avon, CT, 06001
  • Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products
  • Capital Three Sixty
  • 7 Towpath Lane, Avon, CT, 06001
  • We are experts at financing real estate, this is all we do. We have years of experience, thousands of transactions completed and we are here to help you. Capital Three Sixty is a correspondent mortgage lender specifically design to meet the financing needs of real estate investors. We offer all of the loan products that an investor needs
  • G.A.P. Federal Credit Union
  • 111 Franklin Street, Room 224, Johnstown, PA, 15901
  • G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.
  • AmeriServ Financial Bank
  • 216 Franklin St, Johnstown, PA, 15901
  • AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV. At AmeriServ, we believe banking is about more than money.
  • Collinsville Savings Society
  • 136 Main Street, Canton, CT, 06019
  • We offer a wide variety of services to meet the growing needs of our customers from young and growing families to professionals, seniors and business owners. Whether you are saving for college or need a large construction loan for your business - Collinsville Bank - A Division of Northwest Community Bank is here for you.
  • Mountain Laurel Federal Credit Union
  • 413 South Michael Street, Saint Marys, PA, 15857
  • Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.
  • Mid-Atlantic Commercial Capital LLC
  • 210 N Main St, Culpeper, VA, 22701
  • Mid-Atlantic Commercial Capital, LLC is a nationally recognized financial company serving our clients financing needs. In these trying times, most banks have a policy to lend money only to those companies that don’t really need it. Additionally, most banks are one-dimensional and only do one type of financing.
  • Elm Tree Funding
  • 43 North Main Street, West Hartford, CT, 6107
  • Elm Tree Funding, what you see is what you get. We are a full service mortgage brokerage that arranges residential loans to borrowers with either excellent or challenged credit. We have access to vast array of loan programs and can help you choose the right one for your situation. No two clients are alike, and no mortgage company.
  • Nutmeg State Financial Credit Union
  • 500 Enterprise Drive, Suite 4A, Rocky Hill, CT, 06067
  • Nutmeg State Financial Credit Union is a values-driven organization committed to intentional actions and investments to “be the change” in our community. We believe prosperity for all people is possible when the people, businesses and municipalities that define a community are interconnected through meaningful social & economic relationships.
  • Advance Smart
  • 2264 Silas Deane Highway, Rocky Hill, CT, 06067
  • Advance Smart offers multiple business financing options with one appication. SBA loans, secured loans, unsecured loans, merchant cash advances, bridge loans, commercial loans, lines of credit, factoring, hard money loans and purchase order financing. We have the best options such as pre-payment discounts, weekly, bi-weekly, monthly.