FHA VS Conventional loan in Upper-Providence, Montgomery County, Pennsylvania

In 2026, the limit for conventional loans in Upper-Providence, located in Montgomery county, PA, is $647,200, whereas for a single-family home, the FHA limit is $477,250.

Utilize the Lendersa® Conventional loan calculator to compare current best rates among Conventional, FHA, and USDA loans, and assess the required income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator displays side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the right program in PA for your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits & Downpayment Requirements in Upper-Providence, Montgomery County, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

This table applies to zip codes: 19468

Available Loan Options in Upper-Providence, PA

Lendersa® strives to secure the best available Conventional, USDA, or FHA loans swiftly and conveniently. Choose one of these starting points to find matching lenders and loan possibilities.

Lendersa USDA loan request and matching outcomes


  • Avenir Mortgage Planners
  • 3480 Buskirk Ave, Suite 260, Pleasant Hill, CA, 94523
  • Avenir Mortgage Planners is one of the top rated mortgage companies in the San Francisco Bay Area.
    Our team is made of well-educated and dedicated experts who share one passion: helping others. Our biggest success is the excellent reviews and continuous referrals we receive from our raving fans.

  • Shining Star Funding
  • 6101 Bollinger Canyon Road, San Ramon, CA, 94583
  • Shining Star Funding is committed to providing extraordinary customer service by making our customers’ satisfaction the top priority. Shining Star Funding is also dedicated to delivering quality mortgage solutions that support you in Opening Doors to Home Ownership and also Shining Star Funding is a full service mortgage banker.

  • preferred mortgage inc.
  • 2600 Old Crow Canyon Road, Suite 201, San Ramon, CA, 94583
  • Preferred Mortgage has a seasoned team of experts that hold experience in both residential and commercial property loans. Operating in the San Francisco Bay Area we help first-time home buyers, individuals, families, and real estate investors acquire cost effective loans at the best rates possible.

  • Cal Pro Real Estate & Loans
  • 3130 Crow Canyon Pl, Suite 270, San Ramon, CA, 94583
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • CAPITAL MORTGAGE GROUP
  • 2400 Camino Ramon, Suite 129, San Ramon, CA, 94583
  • As a licensed mortgage broker in California, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide residential / commercial mortgage loans to our clients while providing them with the lowest interest rates and closing costs possible.

  • Jason Brown - Preferred Mortgage Inc.
  • 2600 Old Crow Canyon Rd, Suite 201, San Ramon, CA, 94583
  • A key advocate for the local schools, Jason Brown shares his success in business with the youth of today. With over 25 years of experience in the mortgage business Jason created a nonprofit, SaveCASchools.org, which focuses on donating money to schools to help them better assist students in San Ramon Valley.

  • Venstar Financial
  • 2603 Camino Ramon, Suite 417, San Ramon, CA, 94583
  • At Venstar Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • CNA Equity Group, Inc.
  • 2410 Camino Ramon, Suite 324, San Ramon, CA, 94583
  • CNA Equity Group is a locally owned full-service mortgage brokerage company serving Northern and Central California since 2008. Our boutique firm offers personalized service while remaining more nimble and flexible than big banks. We work with over 30 of the world’s most renowned mortgage platforms which allows our experienced team.

  • New National Mortgage
  • 2010 Crow Canyon Place, Suite 100, San Ramon, CA, 94583
  • New National Mortgage is an independent mortgage broker located in the Bay Area and licensed to do business in the state of CA. We have been in business for over a decade and funded millions of dollars. We have helped thousands of people move into their dream homes, expand their investments or businesses.

  • Golden Pacific Home Loans, Inc.
  • 2333 San Ramon Valley Boulevard, Suite 195, San Ramon, CA, 94583
  • Golden Pacific Home Loans As experienced mortgage broker, we believe that the process of obtaining a mortgage or home loans should be streamlined. Golden Pacific Home Loans agents in San Ramon are experts, and our knowledge, experience, and network of options, lenders and resources allows us to design programs to meet your needs.

  • Quality Choice Funding
  • 2675 Twin Creeks Drive, San Ramon, CA, 94583
  • Quality Choice Funding was established in 2006. The founder, David Hanks, left scientific computing and started his mortgage career in 2001. We specialize in residential mortgages, whether purchase or refinance, including jumbo, conventional, FHA, VA and reverse mortgages (HECM).