FHA VS Conventional loan programs in Saw-Creek, Pike County, Pennsylvania

In 2026, the conventional loan cap in Saw-Creek, in Pike county, PA, is $970,800. For a single-family home, the FHA limit is $970,800.

Leverage the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator places Conforming Conventional loans alongside USDA, FHA, and VA options, helping you select the best program in PA to fit your financial needs.

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2026 Loan Limits and Down Payment Requirements in Saw-Creek, Pike County, PA

Loan Type Loan Limit Down Payment
Conforming Conventional $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This applies to zip codes: 18324

Conventional and FHA Loan Options in Saw-Creek, PA

Lendersa® aims to provide the best possible Conventional, USDA, or FHA loan quickly and efficiently. Choose one of three starting pathways to match with suitable lenders and loan programs.

Results from Lendersa's USDA loan request


Saw-Creek Lenders

  • ESSA Bank & Trust
  • 200 Palmer Street, Stroudsburg, PA, 18360
  • Lends in Pennsylvania
  • ESSA Bank & Trust (ESSA) was established in 1916 when Mr. John Gish founded the East Stroudsburg Building & Loan Bank in East Stroudsburg, PA. A number of strategic mergers during the early years resulted in a name change to East Stroudsburg Savings Association. As a result, by 1971, assets had grown to $20 million dollars

  • NE PA Community Federal Credit Unio
  • 337 Clay Avenue, Stroudsburg, PA, 18360
  • Lends in Pennsylvania
  • NE PA Community Federal Credit Union’s mission is to provide the best banking experience for our members. Established in 1960, NE PA is always striving to deliver great rates, innovative financial products and services, and unbeatable member service.
    Serving Monroe and Pike Counties since 1960. Federally Insured by NCUA. Equal Housing Lender.

  • The Mortgage Professionals LLC
  • 122 East First Street, Wind Gap, PA, 18091
  • Lends in Pennsylvania
  • A mortgage broker has the ability to tailor a loan program to meet your personal needs. We offer a variety of rates from multiple lenders. Different investors have a need for money or loans at a certain loan term from time to time. One bank may be very aggressive on a 15 year loan today while another is looking for 30 year paper.