Explore the differences! FHA VS Conventional loan programs in Union, Lawrence County, Pennsylvania

In the year 2026, the upper limit for conventional loans in Union, which is within the county of Lawrence, in the state of PA, is set at $726,200. Meanwhile, the FHA loan ceiling for a single-family residence reaches $472,030.

With the Lendersa® Conventional loan calculator, you can thoroughly compare today's best rates across Conventional, FHA, and USDA loans. It's designed to help you understand what level of income, credit score, available reserves, and documentation you'll need to qualify. The advanced mortgage calculator lets you compare Conforming Conventional loans alongside USDA, FHA, and VA loans side-by-side. This feature assists in deciding which program is most advantageous for your specific financial needs within PA.

Review and contrast loan offers from 100 different lenders

Overview of 2026 Loan Limits and Downpayment Criteria in Union, County of Lawrence, PA

Type of Loan Max Limit Required Down Payment
Conventional Conforming Loan $726,200 3%
USDA Loan $336,500 0%
FHA Loan $472,030 3.5%

This comparison table applies to the following zip codes: 16101

Opportunities for Conventional and FHA Loans in Union, PA

Lendersa® is dedicated to ensuring you receive the optimum Conventional, USDA, or FHA loan quickly and effortlessly. Choose from three initial options that lead to tailored matches with lenders and their loan programs.

Lendersa USDA loan request and matching results


  • TEXAS PREMIER MORTGAGE INC
  • 25325 Borough Park Dr, Suite 210, The Woodlands, TX, 77380
  • Texas Premier Mortgage has a variety of products to help reduce your payment or term. Products for excellent credit include FHA, VA, and Jumbo loans. Conventional loans are also available for your lending needs. Our staff will help you pick the right product for your credit profile.

  • Houston Home Loan Inc
  • 14215 Smith Rd., Humble, TX, 77396
  • Houston Home Loan, Inc., we deal with the ins and outs of loans every day. Most people only think about them a few times in their life when they need to refinance or purchase a home. Years of experience and know-how make us the most qualified professionals to handle your mortgage transaction.

  • First National Bank of Granbury
  • 101 E Bridge St, Granbury, TX, 76048
  • First National Bank was chartered in 1887 by Texas Pioneers Dan Cogdell, John Traylor, E.A. Hannaford, Jess Baker and James H. Doyle.

    While the early years of the Bank’s existence were economically prosperous for the area, the Great Depression and droughts of the 1930’s would soon have a negative impact on the community.

  • Titan Bank, National Association
  • 1701 E. Hubbard Street, Mineral Wells, TX, 76067
  • Titan Bank was founded in 1907. The bank has a long history of focusing on the needs of small businesses in shifting economies. It is a full-service national bank with the capital, knowledge and staff to help entrepreneurs with their financial needs. Titan Bank is based in Texas and lends in all 50 states.

  • Southernmost Federal Credit Union
  • 1004 Kennedy Dr, Key West, FL, 33040
  • You become an owner of the credit union with your membership. Because of the cooperative effort of all members, your credit union offers several advantages over other costly financial institutions. Your membership is effective as long as you maintain a $5 minimum Share Account balance.

  • Keys Federal Credit Union
  • 3022 N. Roosevelt Blvd, Key West, FL, 33040
  • In 1940, a group of naval station employees received a federal charter and founded NAVSTA Federal Employees Credit Union. Our founders believed if they pooled their money together, they could provide more affordable financial services for everyone. They had a vision, and over 80 years later their vision has become Keys Federal Credit Union!

  • Keys Financial Mortgage Corp
  • 302 Southard Street, Suite 212, Key West, FL, 33040
  • Keys Financial Mortgage is a mortgage brokering institution that prides itself in providing high quality home loan services to the public.

    It is our mission to provide high quality mortgage programs at the most competitive rates. Our goal is to provide our clients with the resources of the nation’s best lenders,

  • Design Mortgage Group
  • 7511 FM 1488, Magnolia, TX, 77354
  • At Design Mortgage, taking care of our clients is our number one priority. It’s our dedication to our customers that separates us from other mortgage companies. Nearly 100% of our business is by referral from satisfied clients, highly successful realtors and the most respected home builders in the industry.

  • Mortgage-Outfitters, LLC
  • 33300 Egypt Lane, Suite A700, Magnolia, TX, 77354
  • Mortgage Outfitters, LLC, we know that good, honest, relationships are the essence of sound business practice. But equally important, our clients need to know that they can rely on us to be their trusted personal advocate. Our ability to be advisor, counselor and educator helps our clients

  • Mega Mortgage of Texas
  • 5327 FM 1488 Rd, Suite F220, Magnolia, TX, 77354
  • Mega Mortgage of Texas is a full service Texas mortgage broker with special focus on owner builder/traditional builder construction loans and low credit jumbo loans. We offer a 20% discount to all THSC Members on all client broker fees. This saves you 20% on the broker fee and origination fee.