FHA VS Conventional loan in Union-City, Erie County, Pennsylvania

In 2025, Convetional loan limit in Union-City, county of Erie, PA is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in PA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Union-City, county of Erie, PA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 16438

Conventional and FHA loan options in Union-City, PA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • CSE Credit Union
  • 84 Wadsworth Street, Hartford, CT, 06106
  • The CSE Credit Union is a cooperative thrift & loan association, owned and managed by its members for their mutual benefit. We are a full-service, state- chartered financial institution with seven locations across Connecticut. CSE Credit Union provides excellent rates on savings while also offering a full line of competitively priced loan products.
  • First World Mortgage Corporation
  • 127 Prospect Avenue, Hartford, CT, 06106
  • "First World Mortgage is known as one of the leading mortgage lenders by real estate professionals, builders, and individual homebuyers throughout CT, MA and RI. We are a full-service mortgage lender with expert staff in every area of mortgage lending. From purchase loans and refinancing to construction and home renovation loans,"
  • Superior Rate Mortgage Of New England, LLC
  • 30 Trinity Street, Hartford, CT, 06106
  • Superior Rate Mortgage Of New England, mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
  • Northeast Financial LLC
  • 48 Meriden Rd, Suite 1, Middlefield, CT, 06455
  • "NorthEast Financial is Connecticut’s Premiere Correspondent Commercial Mortgage Lender and Residential Mortgage Broker. Because of this NorthEast Financial is able to offer the best of both worlds in the Mortgage Industry. At NorthEast Financial, we pride ourselves on being experts on all of the mortgage programs available to the public."
  • Hendricks County Bank and Trust Company
  • 1 East Main Street, Brownsburg, IN, 46112
  • Our mission at Hendricks County Bank and Trust is to promote economic prosperity-- improving the quality of life in the community we serve. We will do this by providing quality banking services in a professional manner with employees who are empowered to recognize and respond to the needs of our customers.
  • Metropolitan District Employees Credit Union
  • 250 Murphy Road, Hartford, CT, 06114
  • The Metropolitan District Employees' Credit Union (MDECU) was founded for and by the employees of the MDC in 1955 to serve the financial needs of the MDC employees and their families. In the first quarter of 2004, the field of membership was extended as defined by the General State Statutes TO INCLUDE employees.
  • Hartford Firefighters Federal Credit Union
  • 776 Maple Avenue, Hartford, CT, 06114
  • We are a cooperative, a group of people who’ve joined together to develop our own organization for checking, savings, and borrowing money. Each member has one vote, and for over almost 70 years– we have offered financial opportunities to Hartford firefighters active or retired and their families.
  • Franklin Trust Federal Credit Union
  • 632 Franklin Avenue, Hartford, CT, 06114
  • Being a member of Franklin Trust Federal Credit Union allows you to access your banking needs any time of day, seven days a week . We offer a diverse array of traditional and online services to stay connected 24/7! Franklin Trust Federal Credit Union is now a Community-Chartered credit union.