Explore the differences! FHA VS Conventional loan programs in Union-City, Erie County, Pennsylvania

In 2025, the Conventional loan limit in Union-City, county of Erie, PA, stands at $647,200. Conversely, the FHA limit for a single-family home is $420,680.

Leverage the power of the Lendersa® Conventional loan calculator to compare the most favorable rates today in Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documents for qualification. This advanced mortgage tool displays Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in choosing the right one in PA for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Union-City, County of Erie, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 16438

Conventional and FHA Loan Options in Union-City, PA

Lendersa® is focused on connecting you with the best possible Conventional, USDA, or FHA loan swiftly and with ease. Choose from one of three initial options that lead to suited lenders and loan programs.

Review USDA loan requests and matching results with Lendersa


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