FHA VS Conventional loan programs in Upper-Uwchlan, Chester County, Pennsylvania

In 2026, the conventional loan limit for Upper-Uwchlan, within Chester county, PA, stands at $647,200, whereas the FHA limit for a single-family home is $477,250.

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Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Find out the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to choose the ideal program for your financial situation in PA.

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Loan Limits and Downpayment Requirements for 2026 in Upper-Uwchlan, County of Chester, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

This comparison table is applicable to zip codes: 19343

Explore Conventional and FHA Loan Options in Upper-Uwchlan, PA

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  • KB Mortgage LLC
  • 26 Colonial Drive, Perkiomenville, PA, 18074

  • KB Mortgage LLC operates under the key principles of the Triple Bottom Line recognizing that people and the planet are as important as profits.This sustainable business model enables us to consistently offer the lowest possible mortgage rates. This sustainable business model enables us to consistently offer the lowest possible mortgage rates.

  • Utilities Employees Credit Union
  • 11 Meridian Boulevard, Wyoming, PA, 19610

  • Since 1934, Utilities Employees Credit Union (UECU) has been providing exclusive financial benefits to America’s utility and energy employees and their families. As a full-service, virtual credit union, UECU’s goal is to help workers and Pennsylvania residents improve their financial well-being, accumulate wealth.

  • Discovery Federal Credit Union
  • 2744 Century Boulevard, Wyoming, PA, 19610

  • At Discovery FCU, we're more than just a place you bank, We're your neighborhood credit union that puts you first and foremost. We focus on the financial success of our members before we do anything else. We work together to create a member experience based on the principles of honesty, reliability and genuineness.

  • CDL Mortgage Services LLC
  • 50 Berkshire Ct, Wyomissing, PA, 19610

  • We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.

  • Curtis Mortgage LLC
  • 115 West State Street, Media, PA, 19063

  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.

  • Rinaldi Group LLC
  • 1 W 3rd St, Suite 203, Media, PA, 19063

  • The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.

  • Professional Mortgage Advisors LLC
  • 14 South Jackson Street, Suite 102, Media, PA, 19063

  • Professional Mortgage Advisors (PMA NMLS#1752417) has taken off under the expert guidance of Robert McLaughlin, a 20+ year mortgage industry professional. Based in Media, PA, PMA looks to be different than your average mortgage company. While some companies look to fit you into their products, PMA wants to find the product that suits YOU.

  • Ephrata National Bank
  • 31 E. Main St, Ephrata, PA, 17522

  • Ephrata National Bank has remained an independent community Bank of undisputed integrity, serving the communities in which we do business. We offer state-of-the-art financial products and services of high quality and value at an affordable price while providing unsurpassed personal service.

  • Lancaster Red Rose Credit Union
  • 16 E Main Street, Leola, PA, 17540

  • The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education, and reliable financial services.

  • Rehab Financial Group, LP
  • 1062 Lancaster Ave, Suite 15C, Rosemont, PA, 19010

  • Rehab Financial Group, LP is a Rehab & Hard Money Lender helping real estate investors purchase and rehab non-owner occupied 1-4 family investment properties. We provide funding for 100% of the purchase and 100% of the rehab costs. Our loans are for 12-months (interest only payments), allowing investors to rehab a property that otherwise would no

  • All in Mortgage Inc
  • 1133 Naamans Creek Road, Garnet Valley, PA, 19060

  • All In Mortgage utilizes its industry-leading A.I.M method for delivering speed, accuracy, and quality to its customers for their loans and purchasing a home or refinancing your existing mortgage loan, we have the products for you! As a mortgage broker, All In Mortgage leverages our relationships with wholesale lenders to find the products.
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