Explore the differences! FHA VS Conventional loan programs in West-Buffalo, Union County, Pennsylvania

In 2026, the conventional loan limit in West-Buffalo, county of Union, PA stands at $647,200, while the FHA limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to compare today's optimal rates among Conventional, FHA, and USDA loans. It helps you determine the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to assist in choosing the best program in PA for your financial scenario.

Review loan offers from 100 lenders.

Loan Limits and Down Payment Requirements for 2026 in West-Buffalo, County of Union, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to zip codes: 17844

Options for Conventional and FHA Loans in West-Buffalo, PA

The goal of Lendersa® is to swiftly secure the most suitable Conventional, USDA, or FHA loan without hassle. Choose among three starting points that lead to matching lenders and loan programs.

USDA loan request results from Lendersa


West-Buffalo Lenders

  • West Milton State Bank
  • 940 High Street, West Milton, PA, 17886
  • Lends in Pennsylvania
  • Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine

  • Pinpoint Federal Credit Union
  • 37 Ferry Ln, Milton, PA, 17847
  • Lends in Pennsylvania
  • Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.

  • WYROPE WILLIAMSPORT FEDERAL CREDIT UNION
  • 1536 Riverside Drive, Williamsport, PA, 17702
  • Lends in Pennsylvania
  • Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.

  • Williamsport Teachers Credit union
  • 302 Matthews Boulevard, Williamsport, PA, 17702
  • Lends in Pennsylvania
  • Williamsport Teachers Credit Union has been open since 1934. The credit union has assets totaling $13.94 Million and provides banking services to more than 1, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • The Northumberland National Bank
  • 245 Front Street, Northumberland, PA, 17857
  • Lends in Pennsylvania
  • The Northumberland National Bank opened for business in 1903, in a storefront building on the corner of Queen and Water Streets. State senator and Witmer Steele Lumber Company owner Charles Steele saw the need for an independent, locally-owned community bank in his hometown, and his idea was immediately popular

  • Central Keystone FCU
  • 1000 Market Street, Sunbury, PA, 17801
  • Lends in Pennsylvania
  • Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • Service 1st Federal Credit Union
  • 1985 Montour Boulevard, Danville, PA, 17821
  • Lends in Pennsylvania
  • 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.

  • Central Susquehanna Community Federal Credit Union
  • 530 E Market Street, Danville, PA, 17821
  • Lends in Pennsylvania
  • CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.

  • West Branch Valley Federal Credit Union
  • 1640 High Street, Williamsport, PA, 17701
  • Lends in Pennsylvania
  • AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.