In the year 2025, the maximum contingent for a conventional loan in West-Manchester, which lies within the county of York, PA, is assigned as $647,200. In contrast, the FHA loan limit applicable for a single-family home is established at $420,680. Understanding these limits provides potential homebuyers with clear guidance on possible borrowing amounts for their residential needs in the area.
Utilize Lendersa®'s sophisticated Conventional loan calculator to thoroughly compare today's leading rates obtainable among Conventional, FHA, and USDA loans. This tool enables you to assess the necessary income standards, credit requirements, the reserves available, and documentation needed for qualification. With our advanced mortgage calculator, you can juxtapose Conforming Conventional loans with USDA, FHA, and VA options side by side, granting you the clarity needed to choose the best option in PA that aligns with your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
Note: This table applies to specified zip codes: 17408, 17404
Lendersa® strives to connect you with the ideal loan—be it Conventional, USDA, or FHA—quickly and seamlessly. To get started, choose one of three strategic pathways to discover matching lenders and loan programs that tailor to your specific conditions and needs.
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