FHA VS Conventional loan programs in 2026 for West-York, York County, Pennsylvania

In 2026, the conventional loan limit in West-York, within York county, PA, is $647,200. For a single-family home, the FHA cap is $420,680.

Make use of the Lendersa® Conventional loan calculator to evaluate the best current rates between Conventional, FHA, and USDA options. Determine necessary income, credit, reserves, and documents for qualification. This advanced calculator allows you to view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, supporting your decision on the most fitting program in PA for your financial situation.

Review loan offers from a hundred lenders

2026 Loan Limits and Downpayment Details in West-York, County of York, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 17404

Options for Conventional and FHA Loans in West-York, PA

The mission of Lendersa® is to find you the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Choose one of the three initial paths that will align you with matching lenders and tailor-made loan programs.

Overview of USDA loan requests and results at Lendersa


  • Taylor Mortgage Group, LLC
  • 133 County Road 17, Suite E1-A, Elizabeth, CO, 80107
  • "Janie Taylor of the Taylor Mortgage Group began her real estate career in Denver in 1975 starting with on site sales. Her success led to resales, commercial investment, commercial leasing and farm, ranch and land sales.
    We offer almost any loan you could ever imagine! Land, Construction, Refinance, Jumbo and much much more!"

  • Weld Community Credit Union
  • 2555 47th Avenue, Greeley, CO, 80634
  • We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.

  • Home Team Lending
  • 1019 37th Ave Ct, Greeley, CO, 80634
  • In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.

  • Acclaimed Lending LLC
  • 2916 West 12th Street, Greeley, CO, 80634
  • Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.

  • Next Gear Mortgage Company
  • 16840 Drennan Rd, Colorado Springs, CO, 80928
  • Next Gear Mortgage Company is a Independent Mortgage Broker Company. We dont work for one particular lending institution nor are we tied to just one product line. Not all people and buying situations fit in a traditional bank lending. Which is why Next Gear Mortgage Company was formed. We have a wide range of excellent lenders

  • The Reichert Mortgage Team LLC
  • 12323 Sleeping Bear Road, Peyton, CO, 80831
  • The Reichert Mortgage Team, LLC specializes in residential home loans, VA loans, and refinancing opportunities for the residents of El Paso County. We are dedicated to giving you the best options possible when it comes to purchasing a home, which is why we offer several assistance programs and credit counseling services!

  • Integrity First Financial
  • 7635 McLaughlin Rd, Falcon, CO, 80831
  • Integrity First Financial, Inc., a Colorado mortgage lender, has been providing all types of residential loans in Colorado since 2002 and is accredited by the Better Business Bureau (A+). At IFF, we take pride in the business that we have built and we are here to help you with your mortgage needs.

  • Colorado Mortgage Coach
  • 10952 S Pikes Peak Dr, Parker, CO, 80138
  • Colorado native and a veteran of 25 years in the mortgage business this professional can assist you in your search for a new mortgage. Rob has been involved in every aspect of the mortgage profession from data entry to selling loans on the secondary market. Rob has learned all stages of the mortgage process by originating, processing,

  • Mountain Financial Mortgage Group Inc
  • 19501 East Mainstreet, Suite 200, Parker, CO, 80138
  • Mountain Financial Mortgage Group, Inc. is a Colorado mortgage broker that has been offering a full menu of loan products and personalized customer service since 1994. When you work with Mountain Financial Mortgage you work directly with an experienced licensed Loan Originator that personally guides your loan every step of the way.

  • Stewart Closes LP
  • 19751 E Mainstreet, Suite 253, Parker, CO, 80138
  • We strive to provide borrowers with wholesale financing at the lowest rates and with the quickest closing turn times while assessing rate forecasts and influential economic factors. We offer wholesale rates for all conventional and jumbo mortgage loans. Our service is genuine and reliable. Most importantly, we keep our customers happy.