FHA VS Conventional loan programs in 2026 for Woodward, Clearfield County, Pennsylvania

In the year 2026, the limit for Conventional loans in Woodward, located in Clearfield county, PA, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to explore the top current rates for Conventional, FHA, and USDA loans. Find out the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in deciding the optimal program in PA suitable for your specific financial needs.

Explore loan offers from a variety of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Woodward, Clearfield County, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 16651

Discovering Conventional and FHA Loan Options in Woodward, PA

Lendersa® strives to promptly provide you with optimal Conventional, USDA, or FHA loans without unnecessary hassle. Opt for one of the three starting points to find matching lenders and loan programs tailored for you.

USDA loan request and matching results at Lendersa


Woodward Lenders

  • PennCrest BANK
  • 1201 12th Street, Altoona, PA, 16601
  • Lends in Pennsylvania
  • PennCrest BANK® has been a part of your community for more than a century. We've been here through good times and bad, but at no time has the need for a local, independent community bank like ours been greater than it is now.

    For financing a new home, saving for retirement, or just accessing your money quickly

  • Investment Savings Bank
  • 900 S. 16th Street, Altoona, PA, 16602
  • Lends in Pennsylvania
  • ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.

  • ARC Federal Credit Union
  • 1919 7th Avenue, Altoona, PA, 16602
  • Lends in Pennsylvania
  • Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown

  • American Pride Credit Union
  • 1431 Valley View Boulevard, Altoona, PA, 16602
  • Lends in Pennsylvania
  • The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.

  • Altoona First Savings Bank Altoona
  • 203 N. Logan Blvd., Altoona, PA, 16602
  • Lends in Pennsylvania
  • Altoona First will continue to be an independent, mutually-owned, relationship-driven community bank. We will passionately focus on relationships to help employees, individuals, families and small businesses succeed. Through an intense focus on serving, we will be a driving force in seeing our local communities prosper.

  • Reliance Bank
  • 401 S. Logan Boulevard, Altoona, PA, 16602
  • Lends in Pennsylvania
  • Here at Reliance Bank, we provide exceptional service to meet our community’s personal and business banking needs in every way we can.

    “Together, we’ll find a way” is more than just a slogan. Our team’s passion and love for our people makes us want to help them achieve their dreams.

  • Timberland Federal Credit Union
  • 821 Beaver Drive, Du Bois, PA, 15801
  • Lends in Pennsylvania
  • Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!

  • Help Me BA
  • 270 Walker Drive, Suite 110E, State College, PA, 16801
  • Lends in Pennsylvania
  • HELPMEBA is a safe haven that allows the curious to learn about the mortgage market without feeling compelled to buy anything. Brian Allen the owner offer free consultations and seminars on First Time Home Buying, Credit Scoring, Equity Management, and Reverse Mortgages. Whether you are a couple looking for your first home.

  • Mortgage Source PA
  • 1346 S Atherton Street, State College, PA, 16801
  • Lends in Pennsylvania
  • As a mortgage broker, we work for you - not the bank. We work to fit you with the best loan program and lender to meet your mortgage needs and we represent you throughout the entire process. Giving you the personal attention you deserve, we will streamline the process for you from the application to the decision.