In 2026, the Conventional loan limit in Ceiba, part of Ceiba County, PR, stands at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
With the Lendersa® Conventional loan calculator, you can compare today's top rates for Conventional, FHA, and USDA loans, determining necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in deciding which program in PR best suits your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The table is relevant for the following zip codes: 735
The aim of Lendersa® is to quickly provide you with the most suitable Conventional, USDA, or FHA loan, avoiding hassle. Choose one of three starting pathways to meet with lenders and select loan programs that fit your needs.
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