FHA VS Conventional loan programs in 2025 for Punta-Santiago, Humacao County, Puerto Rico

In 2025, Convetional loan limit in Punta-Santiago, county of Humacao, PR is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in PR is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Punta-Santiago, county of Humacao, PR

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $308,200 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 741

Conventional and FHA loan options in Punta-Santiago, PR

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • YES MORTGAGE
  • 2426 N Merritt Creek Loop, Suite A, Coeur D Alene, ID, 83814
  • YES MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Lake City Mortgage
  • 1875 N Lakewood Dr, Suite 102, Coeur D Alene, ID, 83814
  • At Lake City Mortgage, our mission is to set a high standard in the mortgage industry of Spokane. We are committed to quality customer service - putting the people in Washington and Idaho we serve first. Our goal is to carefully guide you through the real estate loan process, so that you can confidently select the best mortgage for you.
  • Lake City Servicing
  • 701 E Front Ave, Coeur D Alene, ID, 83814
  • Lake City Servicing understands the importance of having a servicing company you can count on to maintain your loan accounts. Whether you are a Hard Money Lender, a Lender with a small portfolio of loans, a seller that has a seller carry-back note, or a manager of a mortgage loan pool, our goal is to provide you with thorough.
  • United Local Credit Union
  • 3650 E Ashlan Ave, Fresno, CA, 93726
  • United Local Credit Union is a cooperative corporation owned and operated by you, the members, for the benefit of all who belong. Formed in 1953, the purpose of the Credit Union is to encourage thrift and security and to provide a unique savings and lending service to its members. It offers credit at low rates
  • Affordable lending by Daryl/ California Funding and Investments
  • 700 E Shaw Ave, Fresno, CA, 93710
  • Affordable Lending for the Golden State of California, Daryl Roe and California Funding will help you obtain a loan that is right for you. We have many investors and loan products to suit your needs and are able to shop around to find you the most competitive interest rates and loan products available today.
  • Noe Cruz All State Homes Real Estate and Mortgage Professionals
  • 770 E. Shaw Ave, Suite 128, Fresno, CA, 93710
  • Noe Cruz bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. Noe Cruz eager to serve you. All State Homes provides professional real estate and mortgage expertise as a full service real estate company in Fresno CA.
  • California Funding & Investments
  • 700 East Shaw Avenue, Fresno, CA, 93710
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, Refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Xcellerate Home Loans
  • 770 East Shaw Avenue, Suite 128, Fresno, CA, 93710
  • Get the best service throughout your transaction and after close. I can help with all the nuances of your purchase or refi, giving you options that best fit your circumstances and goals. I work as your agent to help it go as seamless as possible, with over 20 years experience at work for you.
  • Far West Financial
  • 5100 North 6th Street, Suite 170, Fresno, CA, 93710
  • We are a Real estate and loan brokerage located in Fresno, California. We are your one stop shop for buying or selling a home, residential financing and property management.CA DRE # 01888981brokerage located in Fresno, California. We are your one stop shop for buying or selling a home
  • Greatland Mortgage Corp.
  • 5150 N 6th St, Suite 175, Fresno, CA, 93710
  • "Greatland Mortgage Corp.’s mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. After receiving your information, Greatland Mortgage Corp. will be able to get a complete look at your financial situation to determine"