FHA VS Conventional loan in Fajardo, Fajardo County, Puerto Rico

In 2026, the Conventional loan limit in Fajardo, county of Fajardo, PR is $726,200, whereas the FHA limit for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, you can compare today's top rates among Conventional, FHA, and USDA loans, assessing income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator showcases Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in determining the most suitable program for your financial needs in PR.

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2026 Loan Limits and Down Payment Requirements in Fajardo, County of Fajardo, PR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 00740

Available Conventional and FHA Loan Options in Fajardo, PR

Lendersa® is dedicated to promptly providing the best Conventional, USDA, or FHA loan without hassle. Choose from one of three starting approaches that align with suitable lenders and loan programs.

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  • Masihi Financial Group
  • 9465 Wilshire Boulevard, Suite 300, Beverly Hills, CA, 90212
  • At Masihi Financial Group we have only one goal in sight and that is to place our clients in a position of financial growth, security and confidence. The foundation of our business is built on honest and trustworthy practices. We aim to exceed your expectations at every turn, not just once but many times over.

  • California Capital Mortgage Bank
  • 9744 Wilshire Boulevard, Suite 203, Beverly Hills, CA, 90212
  • CALIFORNIA CAPITAL MORTGAGE BANK has built a reputation for mortgage solutions, competitive pricing and high level of personal service. As a lender, California capital mortgage bank funds many loans and closes even the most complex transactions. Working closely with support networks and real estate brokers.

  • Insignia Mortgage Inc.
  • 9665 Wilshire Blvd. M50, Beverly Hills, CA, 90212
  • Insignia Mortgage, we understand that what works for one client does not always work for everyone. Especially when your financial picture doesn’t adhere to the strict model that many conforming lenders demand.Even under the most complex circumstances, our team of loan experts can quickly navigate through the process.

  • Riviera Financial Partners, Inc
  • 315 South Beverly Drive, Suite 412, Beverly Hills, CA, 90212
  • At Riviera Financial Partners, Inc., the business of real estate finance is about much more than loans. It is about offering diverse and competitive products; advising borrowers to make informed choices to support and protect their security; and providing extraordinarily thorough customer care.

  • SKR Capital Group Inc
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  • Beverly Hills based SKR Capital Group is a boutique residential and commercial real estate financing firm. After a position at Security Pacific Bank as a loan officer, Shant Khatchadourian founded SKR Capital Group in 2007. For residential loans SKR Capital brokers loans through its wholesale channels for purchases or refinances in CA

  • Building Capital, Inc.
  • 9595 Wilshire Boulevard, Suite 900, Beverly Hills, CA, 90212
  • Building Capital, Inc. specializes in arranging construction loans for all property types but also brokers loans for commercial, multifamily & residential properties.Building Capital, Inc. has arranged over $1.5 billion dollars in mortgage loans.Building Capital, Inc. is a California "S" corporation, founded on 2000. It is owned by David Parry

  • Quantum Capital Partners
  • 9777 Wilshire Boulevard, Suite 808, Beverly Hills, CA, 90212
  • Quantum Capital Partners is a boutique real estate capital advisory firm that provides creative capital solutions to real estate investors and developers and also more than $4 billion of debt and equity financing experience nationwide across all major asset classes.With a diverse network of domestic and international capital providers.

  • BRC Loans
  • 9100 Wilshire Boulevard, Suite 880 West Tower, Beverly Hills, CA, 90212
  • BRC Advisors – BH, Inc. is a full service commercial real estate company. In addition to its expertise as a Transactional Commercial Real Estate Brokerage, BRC Advisors – BH, Inc. has considerable success overseeing commercial leasing. It combines a wealth of brokerage and advisory experience within a strategically aligned network of programs. With

  • CityMortgage Inc.
  • 12423 Kittridge Street, North Hollywood, CA, 91606
  • CityMortgage Inc best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.

  • David Lerman - CalUnion Funding
  • 6400 Laurel Canyon Boulevard, North Hollywood, CA, 91606
  • At CalUnion Funding Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Secured Capital Lending, Inc.
  • 6400 Laurel Canyon Blvd. Suite 620, NORTH HOLLYWOOD, CA, 91606
  • Direct hard money lending company. Offers competetive loan products to investor borrowers looking to leverage in the real estate inevstment market . We have a team of borrowers, brokers,marketers and private individual investors whom we have built a network with, to continue being one of the elites in this competitive market.

  • LBC Capital
  • 4605 Lankershim Blvd., Suite 419, North Hollywood, CA, 91606
  • LBC Capital is a unique California private money lender for real estate investors looking for financing in a matter of days. LBC Capital offers flexible underwriting, attractively priced hard money loans , no hidden fees and quick funding. We develop long-term relationships with our clients through our professional service and exclusive loan terms.