Explore the differences! FHA VS Conventional loan programs in Kingston, Washington County, Rhode Island
In 2025, the conventional loan limit in Kingston, within Washington county, RI, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $661,250.
Leverage the Lendersa® Conventional loan calculator to explore today's most competitive rates among Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating your choice of the most suited program in RI for your unique financial circumstances.
2025 Loan Limits and Down Payment Requirements in Kingston, Washington County, RI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$473,800
0%
FHA
$661,250
3.5%
This comparison table applies to these zip codes: 02879, 02881
Conventional and FHA Loan Options in Kingston, RI
Lendersa® is dedicated to helping you find the best possible Conventional, USDA, or FHA loan quickly and without hassle. Select one of three starting points that lead to matching lenders and loan programs tailored to your needs.
Access Lending Solutions Inc. is a California based loan provider offering solutions to homeowners looking for an un-invasive and simple approach to mortgage planning. We take a consumer-centric approach to quoting that most loan providers reject. We require very limited, bare-bones criteria to quote.
Veronica Barragan have been in the Mortgage Industry for the past 23 years and have enjoyed every minute of it. I started as a “Temp Girl” for a small Mortgage Banker in Visalia in 1988 and held the receptionist position. I eventually went on to the positions of: Doc drawer, shipper, loan processor and Loan Officer.
Premier Lending Group has a successful 20 year proven track record of closing Conventional and Government Loans, with a specialty in Reverse Mortgage Loan origination. Our top priority is providing unparalleled Customer Service and Satisfaction to our clients. We take pride in always being available to clients, and place the customers’ needs first.
Pegasus Financial has arranged thousands of loans all over California and the Nation. We have a large variety of lending products and the expertise to help you select the right loan for you. Whether you have great credit, or have had problems in the past, we can help you where others can't.
1403 North Batavia Street, Suite 202, Orange, CA, 92867
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Certified Capital Home Loans exists to accomplish your mortgage goals, & we have the history, knowledge, lending partnerships & customer focus to make those goals a reality. Home Purchases are completed on time & with complete transparency of the process, & we are strategically partnered to provide loans that often don't require a down payment.
NeighborWorks Orange County is a California 501(c)(3) non-profit organization that exists to serve the Orange County community, where the high cost of living presents significant challenges for low-to-moderate income families and individuals. Our mission is to strengthen communities and enhance the quality of life for working families by expanding.
2811 East Katella Avenue, Suite 100, Orange, CA, 92867
"Rose Financial Family-owned and operated over five decades, Rose Financial is a bonafide lender/creditor with in-house decision making and underwriting. The company makes and services residential and commercial real estate loans for a broad range of consumers in California.
Located in the City of Orange, Rose Financial began in 1948"
1224 East Katella Avenue, Suite 207, Orange, CA, 92867
Platinum Financial Services is a California based Corporation established September 20, 2002. We are located in the Orange California and we're licensed by the Department of Real Estate. Platinum Financial Services is primarily a Mortgage Lender; but we also have a Real Estate Division and Escrow Division, to help with all your needs.
