Explore the differences! FHA VS Conventional loan programs in West-Greenwich, Kent County, Rhode Island

In 2025, the conventional loan cap for West-Greenwich, situated in Kent county, RI, is $647,200. Meanwhile, the FHA limit for single-family homes is $592,250.

Use the Lendersa® Conventional loan calculator to explore and compare today's best rates among Conventional, FHA, and USDA loans. Find out about the income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, helping you decide on the best program in RI based on your financial situation.

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2025 Loan Limits and Down Payment Requirements in West-Greenwich, Kent County, RI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $404,800 0%
FHA $592,250 3.5%

This comparison table applies to the following zip codes: 2817

Conventional and FHA Loan Options in West-Greenwich, RI

Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting options to align with lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Civic Financial Services
  • 2015 Manhattan Beach Blvd, Redondo Beach, CA, 90278
  • CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.
  • Civic Financial Services
  • 2015 Manhattan Beach Blvd, Suite 106, Redondo Beach, CA, 90278
  • CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.
  • Union Investments & Loan Corp.
  • 3820 Del Amo Blvd, Suite 226, Torrance, CA, 90503
  • UIAL is founded and managed by Al Tabrizi since 2008. With over 25 years of experience in real estate, real estate development, mortgage banking, equity investments, Union Investments' management and its partners are offering investors opportunities created by the current economy to generate high yield returns.
  • Bridgeway Capital Group
  • 18436 Hawthorne Blvd, Suite 101, Torrance, CA, 90503
  • Whether you are looking for bridge and hard money loans, SBA financing, hotel financing, business loans, or any other type of commercial lending product, turn to us at Bridgeway Capital Group. We are a nationally recognized leader in the commercial finance industry and look forward to helping you with all of your funding needs.
  • Athena Paquette, M.A.
  • 3625 Del Amo Blvd, Suite 220, Torrance, CA, 90503
  • You won’t be surprised to know that for many banks and lenders financing loans aren’t about people and their dreams, it’s about dollars. And that’s okay, because well, they’re banks. But for Athena, finding the right loan for someone has always been about the person who comes into my office and sits across the desk from Athena Paquette.
  • Family 1st Mortgage
  • 21250 Hawthorne Boulevard, Suite 700, Torrance, CA, 90503
  • Family 1st Mortgage always a good time to purchase your very first home, securing your part of the American Dream. Interest rates are at an all time low Pre-qualify today for free and also Family 1st Mortgage Specialties in fha loan, VA loan,CONVENTIONAL LOANS, USDA LOAN REVERSE MORTGAGE and more facility.
  • Venecia Investments Incorporated
  • 350 South Crenshaw Boulevard, Suite A105, Torrance, CA, 90503
  • CNMR Group is a mortgage and real estate firm that has been providing mortgage lending and real estate services to homebuyers and real estate investors throughout the United States for more than 15 years. Our mortgage and real estate firm in Southern California offers a personal touch to each transaction.
  • S.O.S. Loans, Inc.
  • 3655 Torrance Blvd. Suite 425, Torrance, CA, 90503
  • S.O.S. Loans, Inc. is a California finance company that offers consumers access to unsecured personal loans. Since 1998 and also S.O.S. Loans offers personal installment loans to qualified borrowers completely online and through the electronic banking system. Our process is so fast and simple you could have your funds within a few hours
  • BDM Mortgage Services
  • 21601 Devonshire Street, #219, Chatsworth, CA, 91313
  • At BDM Mortgage Services our church loans are based primarily on the equity in the church’s real estate. Naturally other items are considered, such as income, but the primary factor is the equity. Normally if there is sufficient equity in the church’s real estate we can arrange the church loan.
  • Keystone Mortgage Company
  • 360 North Sepulveda Boulevard, Suite 1000, El Segundo, CA, 90245
  • Keystone Mortgage Corporation furnishes its clients with a powerful advantage in today’s commercial real estate market by providing expert commercial financing advisement and delivering the industry’s best rates and service. As a result, astute commercial real estate investors and developers throughout Southern California.