FHA VS Conventional loan programs in 2026 for West-Warwick, Kent County, Rhode Island
As of 2026, the limit for a conventional loan in West-Warwick, within the county of Kent, RI, is $647,200. The FHA loan limit for a single-family home is meanwhile set at $592,250.
Lendersa® offers a Conventional loan calculator to assess today's finest rates for Conventional, FHA, and USDA options, helping you determine the necessary income, credit, savings, and documentation needed for eligibility. Use our sophisticated calculator to compare Conforming Conventional loans alongside USDA, FHA, and VA loans, facilitating your decision on the best program in RI for your financial requirements.
2026 Loan Limits and Down Payment Requirements in West-Warwick, Kent County, RI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$404,800
0%
FHA
$592,250
3.5%
This comparison table pertains to zip codes: 2893
Loan Alternatives for Conventional and FHA in West-Warwick, RI
The aim of Lendersa® is to assist you in finding the best possible Conventional, USDA, or FHA loan promptly and effortlessly. Choose from one of three starting points to find matching lenders and loan programs.
Home Loan Investment Bank is a Federally Regulated Savings Bank that has been assisting homeowners for over 35 years. Since 1971 we have helped over 75, 000 people refinance their homes, consolidate their debt, purchase new homes and take cash out for life expenses. We take pride in our ethical business conduct, superior customer service.
Wave was originally established in 1938 as the Narragansett Electric Employee's Federal Credit Union. In 2003 we merged with Hasbro Employee's Federal Credit Union & in 2008 merged with Anchor Federal Credit Union, formerly Warwick Municipal Employee's Federal Credit Union. Then in 2011, we merged with Cottrell Federal Credit Union in Westerly, RI.
Greenwood Credit Union has a long history of providing high quality financial services to individuals and families throughout Warwick, Kent County, the State of Rhode Island and beyond. Founded in 1948, Greenwood Credit Union has always shown a strong commitment to the financial well-being of the families, businesses and communities that we serve.
Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.
The Mortgage Corner® of New England is a licensed mortgage broker in Massachusetts and Rhode Island offering a full selection of mortgage products represented by many national mortgage lenders. Our combined 60 years of mortgage experience assures you that we will guide you through each step of the mortgage process with ease.
Peoples Home Loans, prides itself on it's outstanding mortgage origination service serving the needs of Real Estate Professionals, Real Estate Investors, Individual Home Buyers, Homeowners, CPAs and Financial Planners. With a full gamut of mortgage programs and products, we are dedicated to offering the best-fit mortgage to our perspective clients.
JVC offers a myriad of diverse commercial loan programs to commercial borrowers secured by any worthwhile commercial real estate. Joint Venture Capital , LLC was established in February 2008 during and as a response to one of the worst Finance Meltdowns in US History! No one offers a more diverse array of finance options or works harder than JVC
2220 Plainfield Pike, Suite 213, Cranston, RI, 02921
Lends in Rhode Island
Advanced Mortgage Corp. you get support and expert guidance from experienced licensed loan professionals. Local Loan Officers who know the ins and outs of the RI marketplace. You get the option of working with a select network of local professionals like Real Estate Agents, Attorneys, appraisers.
Best Financial Mortgage Services opened. She has over 18 years experience as a loan officer in the mortgage industry. She has worked for local lenders, mortgage brokers, and was a volume award winner at a national Fortune 1000 Mortgage Company. Her repeat client business is a testimony to her commitment to customer service.
