FHA VS Conventional loan programs in Scituate, Providence County, Rhode Island

In 2025, the conventional loan limit in Scituate, county of Providence, RI, is $726,200, whereas the FHA limit for a single-family home is $661,250.

Use Lendersa® Conventional loan calculator to examine today's top rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, savings, and documentation required to qualify. This advanced mortgage calculator lets you place Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program in RI for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Scituate, Providence County, RI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

The table applies to zip codes: 02831, 02815, 02825, 02857

Conventional and FHA Loan Choices in Scituate, RI

The aim of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan options swiftly and without difficulty. You can choose one of three beginning approaches to identify suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • LoanAction Mortgage Services
  • 24002 Via Fabricante, Suite 226, Mission Viejo, CA, 92691
  • LoanAction Mortgage Services is a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending. We are a direct-to-consumer mortgage company and we focus on three fundamentals: superior service, excellent rates and access to all types of home mortgage financing options.
  • Legacy Home Loans Inc
  • 25950 Acero, Suite 210, Mission Viejo, CA, 92691
  • At Legacy Home Loans our experienced mortgage professionals view a new loan as an opportunity to help you purchase a new home or to show your the saving benefits of ReFinancing your current loan. But it is more than that! We believe it is a start of a long term relationship that can save the home owner thousands of dollars over the life
  • Consumer Direct Home Loans
  • 25209 Terreno Drive, Mission Viejo, CA, 92691
  • At Consumer Direct Home Loans, where we specialize in residential mortgages. At Consumer Direct Home Loans, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • South Coast Funding Group
  • 26381 Crown Valley Parkway, Suite 130, Mission Viejo, CA, 92691
  • At South coast funding group Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Open House Funding
  • 26842 Via Matador, Mission Viejo, CA, 92691
  • Open House Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Nationwide Financial Lending
  • 27281 Las Ramblas, Suite 200, Mission Viejo, CA, 92691
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • DEJ Lending Services
  • 26522 La Alameda, Suite 200, Mission Viejo, CA, 92691
  • Dej Lending is a California-based mortgage brokerage firm that specializes in mortgage loans for homes of all shapes, sizes, and prices. Our main focus is on personalizing your loan to fit your needs. A mortgage is the biggest financial commitment you can make, and our expertise and dedication to customer service will give you complete confidence
  • William Eugene Goocher
  • 26060 Acero, Suite 115, Mission Viejo, CA, 92691
  • SJ&B Mortgage is located in Mission Viejo, California. We pride oursellves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan.
  • Quantus Realty Solutions
  • 27201 Puerta Real, Suite 300, Mission Viejo, CA, 92691
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.