In 2026, the Conventional loan limit in Cayce, situated in Lexington county, SC, stands at $726,200, while the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans. This tool can help determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the optimal program for your financial situation in SC.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison applies to the following zip codes: 29201
Lendersa® aims to swiftly secure the best Conventional, USDA, or FHA loan for you, with minimal hassle. Choose from three different starting points that align you with suitable lenders and loan options.
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