FHA VS Conventional loan in West-Columbia, Lexington County, South Carolina

For 2026, the Conventional loan cap in West-Columbia, located in Lexington county, SC, is set at $647,200. Meanwhile, for a single-family home, the FHA loan ceiling is $420,680.

Use the Lendersa® Conventional loan calculator to analyze today's best rates across Conventional, FHA, and USDA loans. Understand income, credit, reserves, and document requirements for qualification. With our sophisticated mortgage calculator, observe Conforming Conventional, USDA, FHA, and VA loans side by side to discern which program in SC aligns best with your financial circumstances.

Check out loan offers from over 100 lenders

2026 Loan Limits and Down Payment Details in West-Columbia, County of Lexington, SC

Loan Category Maximum Loan Amount Required Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to the following zip codes: 29169, 29171

Loan Options for Conventional and FHA in West-Columbia, SC

The goal of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you quickly and seamlessly. Choose one of three available starting points to pair you with the ideal lenders and loan programs.

Results of USDA loan requests at Lendersa


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    Iowa State Bank presents this page to you through Facebook. Facebook is owned by a third party not affiliated with ISB, and ISB is not responsible for Facebook’s privacy or security policies.

  • 1ST QUEST MORTGAGE
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  • The Bank of Elk River
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  • The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.

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  • First Community Bank
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