For 2026, the Conventional loan cap in West-Columbia, located in Lexington county, SC, is set at $647,200. Meanwhile, for a single-family home, the FHA loan ceiling is $420,680.
Use the Lendersa® Conventional loan calculator to analyze today's best rates across Conventional, FHA, and USDA loans. Understand income, credit, reserves, and document requirements for qualification. With our sophisticated mortgage calculator, observe Conforming Conventional, USDA, FHA, and VA loans side by side to discern which program in SC aligns best with your financial circumstances.
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| Loan Category | Maximum Loan Amount | Required Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison table is applicable to the following zip codes: 29169, 29171
The goal of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you quickly and seamlessly. Choose one of three available starting points to pair you with the ideal lenders and loan programs.
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