FHA VS Conventional loan programs in 2026 for West-Columbia, Lexington County, South Carolina
For 2026, the Conventional loan cap in West-Columbia, located in Lexington county, SC, is set at $647,200. Meanwhile, for a single-family home, the FHA loan ceiling is $420,680.
Use the Lendersa® Conventional loan calculator to analyze today's best rates across Conventional, FHA, and USDA loans. Understand income, credit, reserves, and document requirements for qualification. With our sophisticated mortgage calculator, observe Conforming Conventional, USDA, FHA, and VA loans side by side to discern which program in SC aligns best with your financial circumstances.
2026 Loan Limits and Down Payment Details in West-Columbia, County of Lexington, SC
Loan Category
Maximum Loan Amount
Required Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is applicable to the following zip codes: 29169
Loan Options for Conventional and FHA in West-Columbia, SC
The goal of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you quickly and seamlessly. Choose one of three available starting points to pair you with the ideal lenders and loan programs.
3125 Hebron Drive, Suite 101, West Columbia, SC, 29169
Lends in South Carolina
SMS we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you.
Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan
SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.
Founded in 1952, State Credit Union operates solely for the benefit of its members. We are a not-for-profit organization, which means our earnings are applied toward better services and rates for those who belong, helping them to become more financially comfortable. State Credit Union operates solely for the benefit of its members.
Originally begun in 1960 as Fort Jackson Federal Credit Union, AllSouth Federal Credit Union is a not-for-profit financial cooperative, owned and operated by you, our members. We proudly serve 8 counties in the Midlands of South Carolina. We're not just your credit union, we're your neighbors.
Since 1993 Metro Mortgage Corporation has been providing mortgage financing to home buyers and home owners. We are full service mortgage professionals offering a complete line of mortgage loan programs. We have closed thousands of loans but more importantly we have helped thousands of people
Our Company was founded in 1998 by Al Edens (NMLS: 195469) and M-L White. Al and M-L have both been in the mortgage and financial field for over 25 years. Our company's profile is to have a Company that we would trust our families' mortgage needs to. We strive to have competitive products, up- to- date technology, knowledge.
VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.
Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.
Golden Gate Mortgage was founded in 1999 in Columbia, SC with the goal of providing the best home loans, refinancing and home loan rates to customers across the Palmetto State. We’re proud to say we’re still here when many other mortgage brokers are not, and we have a long list of satisfied customers who have found their home loan.
