FHA VS Conventional loan programs in 2026 for Conway, Horry County, South Carolina

The Conventional loan limit in Conway, located in Horry county, SC, for 2026, is $726,200, while the FHA threshold for a single-family residence is $472,030.

With the Lendersa® Conventional loan calculator, evaluate today's best rates for Conventional, FHA, and USDA loans. Understand the income, credit requirements, reserves, and documentation necessary for qualification. This advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the ideal program for your financial situation in SC.

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2026 Loan Limits and Down Payment Requirements in Conway, Horry County, SC

Type of Loan Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is valid for these zip codes: 29527

Options for Conventional and FHA Loans in Conway, SC

The aim of Lendersa® is to quickly and smoothly secure you the most advantageous Conventional, USDA, or FHA loan. Choose from three starting options to connect with matching lenders and programs.

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Conway Lenders

  • Myrtle Beach Mortgage Solutions
  • 4470 Holmestown Road, Myrtle Beach, SC, 29588
  • Lends in South Carolina
  • Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests

  • The Conway National Bank
  • 1400 Third Ave, Conway, SC, 29526
  • Lends in South Carolina
  • Since 1903, Conway National Bank has strived to be a trusted friend and a bank of opportunity for generations of families, businesses, and individuals. Equipped with the most advanced banking technology, and with offices throughout Horry County (pronounced “o’ree”), the Grand Strand, and the Waccamaw Neck area of Georgetown County,

  • BrickWood Mortgage Inc.
  • 1601 Glenns Bay Rd., Surfside Beach, SC, 29575
  • Lends in South Carolina
  • Brickwood Mortgage, Inc. was established in 2007, and is dedicated to providing our clients with the lowest available rates while offering the best mortgage experience possible in both South Carolina & California. We are headquartered in Surfside Beach, South Carolina for all face to face clients, or will be happy to handle the entire transaction.

  • MAGNOLIA HOME LOANS, LLC
  • 402 Dogwood Drive S, Murrells Inlet, SC, 29576
  • Lends in South Carolina
  • Magnolia Home Loans had a modest beginning in Atlanta, Georgia and now serve home buyers throughout Georgia and South Carolina. We are a family owned business who give our clients 1:1 personalized services. We have been in the mortgage business for over 30 years. Our mission is to serve our customers with honesty, integrity, and competence.

  • Coastal Carolina National Bank
  • 1012 38th Avenue North, Myrtle Beach, SC, 29577
  • Lends in South Carolina
  • Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.

  • South Atlantic Bank
  • 630 29th Avenue North, Myrtle Beach, SC, 29577
  • Lends in South Carolina
  • Our mission is to serve, in a fair, balanced, and superior manner, the interest of shareholders, customers, employees, and the public through adherence to high standards of financial soundness, exemplary customer service, employee professionalism, business ethics, corporate citizenship, and profitability.

  • Palmetto First Mortgage
  • 4757 Highway 17 Bypass, Myrtle Beach, SC, 29577
  • Lends in South Carolina
  • Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals,

  • Carolina Trust Federal Credit Union
  • 1010 21ST Ave N, Myrtle Beach, SC, 29577
  • Lends in South Carolina
  • Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.

  • CROWN HOME MORTGAGE
  • 1004 29th Ave North, Suite B, Myrtle Beach, SC, 29577
  • Lends in South Carolina
  • At Crown, we understand how stressful a move can be. We are here to help make your move a little easier. Here at Crown Home Mortgage we go the extra mile making sure you can get into your new home as smoothly as possible. As an additional service to you a Crown Home Connections concierge will do all the heavy lifting for you ( literally).