In 2026, the Conventional loan limit in Surfside-Beach, located in Horry county, SC, stands at $647,200, while the FHA limit is $420,680 for a single-family home.
Lendersa® offers a Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans, assisting in determining the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side, facilitating your decision on which program in SC suits your financial situation best.
Examine loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
These details apply to the following zip codes: 29575
Lendersa® is dedicated to finding the best possible Conventional, USDA, or FHA loan quickly and easily. Choose one of three starting points to identify matching lenders and suitable loan programs.
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