FHA VS Conventional loan in Surfside-Beach, Horry County, South Carolina
In 2026, the Conventional loan limit in Surfside-Beach, located in Horry county, SC, stands at $647,200, while the FHA limit is $420,680 for a single-family home.
Lendersa® offers a Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans, assisting in determining the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side, facilitating your decision on which program in SC suits your financial situation best.
2026 Loan Limits and Downpayment Requirements in Surfside-Beach, County of Horry, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
These details apply to the following zip codes: 29575
Explore Conventional and FHA Loan Options in Surfside-Beach, SC
Lendersa® is dedicated to finding the best possible Conventional, USDA, or FHA loan quickly and easily. Choose one of three starting points to identify matching lenders and suitable loan programs.
Brickwood Mortgage, Inc. was established in 2007, and is dedicated to providing our clients with the lowest available rates while offering the best mortgage experience possible in both South Carolina & California. We are headquartered in Surfside Beach, South Carolina for all face to face clients, or will be happy to handle the entire transaction.
Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests
Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.
Our mission is to serve, in a fair, balanced, and superior manner, the interest of shareholders, customers, employees, and the public through adherence to high standards of financial soundness, exemplary customer service, employee professionalism, business ethics, corporate citizenship, and profitability.
Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals,
Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.
1004 29th Ave North, Suite B, Myrtle Beach, SC, 29577
Lends in South Carolina
At Crown, we understand how stressful a move can be. We are here to help make your move a little easier. Here at Crown Home Mortgage we go the extra mile making sure you can get into your new home as smoothly as possible. As an additional service to you a Crown Home Connections concierge will do all the heavy lifting for you ( literally).
1240 21st Ave N, Suite 102, Myrtle Beach, SC, 29577
Lends in South Carolina
The ABC Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Magnolia Home Loans had a modest beginning in Atlanta, Georgia and now serve home buyers throughout Georgia and South Carolina. We are a family owned business who give our clients 1:1 personalized services. We have been in the mortgage business for over 30 years. Our mission is to serve our customers with honesty, integrity, and competence.
