Explore the differences! FHA VS Conventional loan programs in Duncan, Spartanburg County, South Carolina

As of 2026, the Conventional loan limit for a single-family home in Duncan, situated within the county of Spartanburg, SC, is $726,200. On the other hand, the FHA limit for the same kind of residence is set at $472,030. Understanding these limits can help in planning your next home purchase.

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Utilize the Lendersa® Conventional loan calculator to effectively compare today's rates among Conventional, FHA, and USDA loans. This tool allows you to analyze the income, credit score, savings, and documentation required for loan eligibility. Our comprehensive mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans adjacent to each other, which helps you select the right program for your unique financial circumstances in SC, ensuring an informed decision-making process.

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2026 Loan Limits and Down Payment Requirements in Duncan, County of Spartanburg, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The applicability of this comparison table extends to the following zip codes: 29334

Exploring Conventional and FHA Loan Options in Duncan, SC

The objective at Lendersa® is to swiftly secure the optimal Conventional, USDA, or FHA loan, minimizing any hassle in the process. Choose one of the three outlined starting points, and you'll be aligned with suitable lenders and specifically tailored loan programs. This efficiency is designed to cater to your specific financial goals.

  1. Submit the ultimate request with in-depth optimization for Conventional/USDA/FHA loans, ensuring you get the best terms
  2. Discover the rates & terms for Conventional, USDA, and FHA loans before making any decisions
  3. Delve into the most comprehensive database of Conventional lenders available to find your perfect match
Lendersa USDA loan request and matching results



  • RushFire Private Lending
  • 257 E 200 S, Suite 525, Salt Lake City, UT, 84111

  • RushFire Private Lending is a privately owned non-traditional real estate finance company powered by technology. We provide asset-based financing for real estate entrepreneurs wholesaling, developing, and rehabilitating real estate within the state of Utah. We focus on wholesale short-term, single-family residential rehab

  • Actium Partners, LLC
  • 111 East Broadway Suite 390, Salt Lake City, UT, 84111

  • Founded in 2004, Actium is a holding company making equity and debt investments in a range of industries and real estate projects to achieve a superior return on its capital while preserving a margin of safety. Actium Partners focuses on companies that work within established, non-high tech areas of business.

  • Town and Country Home Mortgage
  • 347 N Main St, Nephi, UT, 84648

  • Town and Country Home Mortgage We are a locally owned mortgage broker able to do your refinance, purchase or construction loans throughout the state of Utah. We specialize and are t broker able to do your refinance, purchase or construction loans throughout the state of Utah. We specialize and are the State's experts on the USDA Rural Guarantee.

  • TransWest Credit Union
  • 37 West 1700 South, Salt Lake City, UT, 84115

  • TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County.

    TransWest Credit Union is a not-for-profit organization.

  • Firefighters Credit Union
  • 124 West 1400 South, Suite 101, Salt Lake City, UT, 84115

  • Firefighters Credit Union serves firefighters and their family members throughout the state of Utah. In order to be eligible to join the credit union, members must in one of the following groups:

    Full-time, part-time, or volunteer firefighter for a fire department located in the State of Utah
    Full-time or part-time employee of a fire departm

  • Armor Investment Co
  • 177 N. Church Ave, Tucson, AZ, 85701

  • Armor Investment Company in October 0f 1981. Back then interest rates for FHA/VA Loans were hovering in the 18-20% range. I noticed that seasoned notes and mortgages were being cashed in by worried investors. These notes bearing 6-8% interest were being discounted to yield investors 20-25% interest. Wow! That caught my attention.

  • Nelson Funding
  • 222 S Main St, Suite 500, Salt Lake City, UT, 84101

  • Nelson Funding specializes in funding commercial mortgages Nationwide, US Territories, Mexico, Canada, and Caribbean. All property types eligible including hospitality, multifamily, industrial, retail, office, cannabis, special use, and more. Vanilla bridge loans close in 10 days or less. Challenging situations usually close in 14-21 days.

  • SecurityNational Mortgage Company
  • 5300 South 360 West, Salt Lake City, UT, 84123

  • SecurityNational Mortgage Company was established in 1993. Dedicated to servicing residential mortgage loans, SNMC currently operates hundreds of professional branch offices across the United States with nearly one thousand loan professionals nationwide. SecurityNational Mortgage Company headquarters is located in Salt Lake City, Utah.

  • Security National Commercial Capital
  • 5300 South 360 West Suite 310, Salt Lake City, UT, 84123

  • Security National Commercial Capital is a subsidiary of Security National Financial Corporations (NASDAQ-SNFCA) and operates the commercial lending arm of the company. Since we don’t securitize funds we use all our own sources of financing without taking to another investor for final approval. This makes borrowing much simpler and streamlined.

  • Hughes Federal Credit Union
  • 971 W. Wetmore, Tucson, AZ, 85705

  • A member of the Tucson community since 1952, Hughes Federal Credit Union is dedicated to enriching the financial lives of the people and community we serve. This commitment extends to our employees as well. Named #1 Credit Union in Arizona by Forbes, Hughes serves over 157,000 members with $1.8 billion in assets and is growing every day.

  • Pima Federal Credit Union
  • 3730 N. Stone Ave, Tucson, AZ, 85705

  • Pima Federal Credit Union since In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We’re here for our members and we thrive by delivering on our value promise of Smart. Simple. Personal

  • Clear Capital Group
  • 240 N. East Promontory, Suite 200, Suite 4428, Farmington, UT, 84025

  • Clear Capital Group provides funding solutions for small and mid-size businesses by connecting clients with sorely needed capital resources that simply aren’t available in local banks and credit unions. Offering a literal buffet of financing options tailored to meet the needs of any business regardless of the stage of growth they are in as well as

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