Explore the differences! FHA VS Conventional loan programs in Duncan, Spartanburg County, South Carolina

As of 2026, the Conventional loan limit for a single-family home in Duncan, situated within the county of Spartanburg, SC, is $726,200. On the other hand, the FHA limit for the same kind of residence is set at $472,030. Understanding these limits can help in planning your next home purchase.

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Utilize the Lendersa® Conventional loan calculator to effectively compare today's rates among Conventional, FHA, and USDA loans. This tool allows you to analyze the income, credit score, savings, and documentation required for loan eligibility. Our comprehensive mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans adjacent to each other, which helps you select the right program for your unique financial circumstances in SC, ensuring an informed decision-making process.

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2026 Loan Limits and Down Payment Requirements in Duncan, County of Spartanburg, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The applicability of this comparison table extends to the following zip codes: 29334, 29651

Exploring Conventional and FHA Loan Options in Duncan, SC

The objective at Lendersa® is to swiftly secure the optimal Conventional, USDA, or FHA loan, minimizing any hassle in the process. Choose one of the three outlined starting points, and you'll be aligned with suitable lenders and specifically tailored loan programs. This efficiency is designed to cater to your specific financial goals.

  1. Submit the ultimate request with in-depth optimization for Conventional/USDA/FHA loans, ensuring you get the best terms
  2. Discover the rates & terms for Conventional, USDA, and FHA loans before making any decisions
  3. Delve into the most comprehensive database of Conventional lenders available to find your perfect match
Lendersa USDA loan request and matching results



  • Your Darling Lender
  • 681 Kenney St, El Cajon, CA, 92020

  • We strive to provide superior service to every one of our clients. We walk everyone through their mortgage questions, ensuring that they have the best product for their needs. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest r

  • D & D Capital Solutions LLC
  • 681 Kenney St, El Cajon, CA, 92020

  • There is never enough time to do everything, but there is always enough time to do the most important things. Making your priority our priority and helping you get the financing you need is what we make important here at D & D Capital Solutions. Fueling growth and success for investors nationwide! Making your Solution our Priority!

  • First Finance Lending
  • 846 E. Washington Ave, El Cajon, CA, 92020

  • First Finance Lending is a Financial Consultant located in El Cajon, CA and has been servicing all of El Cajon and the surrounding areas for many years. We specialize in FHA Loans, Refinance, Mortgage Rates, Mortgage Lenders, Home Loan Rates, Conventional Loans, and Refinancing Mortgages. With First Finance Lending on your side,

  • Team Zara Home Loans
  • 250 E Chase Ave, Suite 106, El Cajon, CA, 92020

  • Team Zara, a part of World Wide Credit Corporation, has over 12 years of experience and extensive knowledge in mortgage lending. With our in house lender we can offer speedy and exceptional services to you as a borrower. Our mission is to provide you with a fast, hassle-free loan that will minimize your stress as a borrower.

  • Jodi Connor - Realtor® & Mortgage Loan Consultant
  • 565 North Magnolia Avenue, El Cajon, CA, 92020

  • New West Investment Group, Inc. has been building homes in the San Diego region for over 40 years. We pride ourselves in creating value for our clients and have built relationships that have lasted decades. The projects we develop range from multifamily units and new subdivisions to custom homes.

  • Veteran Mortgage
  • 2160 Fletcher Pkwy B, El Cajon, CA, 92020

  • The Veteran Mortgage Centers team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage broker professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing

  • Zeman Mortgage Inc
  • 140 W. Park Ave, El Cajon, CA, 92020

  • Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers

  • ARE Mortgage Group, Inc
  • 13312 Ranchero Rd, Suite 473, Oak Hills, CA, 92344

  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Your Darling Lender
  • 10444 Timberlane Way, Santee, CA, 92071

  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Casa Financial Services, Inc
  • 9560 Cuyamaca Street, Suite 101, Santee, CA, 92071

  • Casa Financial Services, Inc are the small, family owned, military family, guy next door, working man, LOCAL brokerage just down the street. No huge buildings, no board of directors calling the shots, no share holders screaming for profit margins, no big government bailouts to boost the bottom line, with combined 40+ years experience.

  • Altura Credit Union
  • 2847 Campus Parkway, Riverside, CA, 92507

  • Altura Credit Union was founded in Riverside in 1957. Over the many years, Altura has focused on its Members and their needs for products and services that will help them achieve their financial dreams. Today, we proudly serve more than 86, 494 Members who are not only our Members, but our owners as well.

  • Home Seekers Lending
  • 5225 Canyon Crest Dr, Suite 254, Riverside, CA, 92507

  • At Home Seekers Lending, we are home loan experts who are committed to making sure that you get the best home purchase or Refinancing experience. We are mortgage experts who will help you choose the best loans to match your goals, using our vast knowledge and wealth of experience as a map.
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