FHA VS Conventional loan programs in Duncan, Spartanburg County, South Carolina
As of 2026, the Conventional loan limit for a single-family home in Duncan, situated within the county of Spartanburg, SC, is $726,200. On the other hand, the FHA limit for the same kind of residence is set at $472,030. Understanding these limits can help in planning your next home purchase.
Utilize the Lendersa® Conventional loan calculator to effectively compare today's rates among Conventional, FHA, and USDA loans. This tool allows you to analyze the income, credit score, savings, and documentation required for loan eligibility. Our comprehensive mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans adjacent to each other, which helps you select the right program for your unique financial circumstances in SC, ensuring an informed decision-making process.
2026 Loan Limits and Down Payment Requirements in Duncan, County of Spartanburg, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The applicability of this comparison table extends to the following zip codes: 29334
Exploring Conventional and FHA Loan Options in Duncan, SC
The objective at Lendersa® is to swiftly secure the optimal Conventional, USDA, or FHA loan, minimizing any hassle in the process. Choose one of the three outlined starting points, and you'll be aligned with suitable lenders and specifically tailored loan programs. This efficiency is designed to cater to your specific financial goals.
The AGS Financial Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Carolina Foothills is guided by 8 core principles that allow us to focus on the individual member’s needs. With over 125 partners and three distinct service communities, we are able to offer vital financial tools and options. While you can make business transactions anytime online from your phone or computer with ease.
MTC Federal Credit Union was founded in 1976 to serve the employees of Michelin, North America. Our roots grew from serving those who value hard work and not afraid to get their hands dirty. Over the years, we have expanded with an inclusive membership we call the MTC Federal Community.
Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools
In May 1998, when Colin Philbrick realized the need for a mortgage company that put clients first, Hanover Mortgage Company was founded. Although the shape and size of the company have changed over the past 20 years, the focus has remained on the people who walk through the door looking for advice, for answers, and for loans.
538 Old Howell Rd, Suite 101 & 102, Greenville, SC, 29615
Lends in South Carolina
Welcome to Palmetto State Home Mortgage. We’re a Mortgage company, backed by a Marine Corps Veteran founder, Shawn Ezell. The complete team at Palmetto State Home Mortgage has over 80 combined years of experience in the mortgage business. From Underwriting, funding, originating, bank loans, and now as mortgage brokers; we have done it all
Woodruff Federal was founded in 1934 by a group of local business leaders to serve the savings and loan needs of the small town’s growing textile community. Ever since, we’ve stayed true to our founding purpose to remain an S&L…and serve as a safe, secure place that folks could rely on to get a home loan or build their savings deposits
SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.
Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.
