Explore the differences! FHA VS Conventional loan programs in Saxon, Spartanburg County, South Carolina

For 2026, the conventional loan limit in Saxon, situated in the county of Spartanburg, SC, amounts to $726,200. For a single-family home, the FHA loan limit is set at $472,030.

Take advantage of the Lendersa® Conventional loan calculator to analyze the best rates available today, comparing Conventional, FHA, and USDA. This tool helps determine the income, credit, savings, and documentation required to qualify. Our cutting-edge mortgage calculator offers an easy side-by-side view of Conforming Conventional, USDA, FHA, and VA loans. This assists in choosing the most fitting program for your financial situation in SC.

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2026 Loan Limits and Down Payment Requirements in Saxon, County of Spartanburg, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table makes a comparison applicable to the following zip codes: 29378

Options for Conventional and FHA Loans in Saxon, SC

Lendersa® is committed to swiftly securing the best possible Conventional, USDA, or FHA loans without complication. Choose one of three starting points to find matching lenders and loan programs tailored to your needs.

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  • HPC Credit Union
  • 1234 W Chisholm Street, Alpena, MI, 49707
  • At H.P.C. Credit Union, we have proudly been serving our members since 1950! Now serving over 8, 000 people in our community.
    We have three full-service locations, two in Alpena, MI and one in West Branch, MI.
    and also H.P.C. Credit Union’s mission is to serve and promote members’ personal financial success and to continue the Credit Union phi

  • Northland Area Federal Credit Union
  • 1161 N. Bagley St., Alpena, MI, 49707
  • In 1957, a small group of people gathered in an office on Wurtsmith Air Force Base to discuss the possibility of starting a credit union. Northland Area FCU offers its members the ability to have up to 100 different accounts.The accounts can be used for a college fund, Christmas savings, checking, vacation, home purchases, retirement, etc.

  • Alpena Community Credit Union
  • 710 W. Miller St., Alpena, MI, 49707
  • Alpena Community Credit Union has been open since 1952. The credit union has assets totaling $24.51 Million and provides banking services to more than 3, 000 members. When you’re a member of Alpena Community Credit Union, you’re not just a customer but part-owner of your credit union.

  • Alpena Alcona Area Credit Union
  • 1100 S Bagley Street, Alpena, MI, 49707
  • Alpena Alcona Area Credit Union as a financial institution, as a leader in our community and as an employer. As an employer, AAACU values its staff and provides competitive wages and benefits to both full and part-time employees. As a leader in the community, we focus on reinvestment, charitable contributions and “people helping people.”

  • Citizens Bank and Trust Co of Vivian
  • 120 W Arkansas Avenue, Vivian, LA, 71082
  • Citizens Bank & Trust Co. of Vivian, Louisiana, Inc., was granted a state charter by the Louisiana Office of Financial Institutions on June 12, 1967. The first office, located at 140 W. Louisiana Avenue opened for business on September 14, 1967. The formal grand opening for the bank’s present site at 120 W. Arkansas Avenue

  • WESLA Federal Credit Union
  • 2921 Williamson Way, Shreveport, LA, 71118
  • WESLA Federal Credit Union was founded in 1971 to serve the employees of Western Electric. When massive layoffs by Western Electric began in the 80's, WESLA began expanding its eligibility to include multiple Select Employee Groups. The Caddo Teachers Association Credit Union was among the eight (8) credit unions merged into WESLA.

  • Progressive National Bank
  • 3000 Bert Kouns, Shreveport, LA, 71118
  • Progressive National Bank of Desoto Parish is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple

  • Dubuque Bank and Trust Company
  • 1398 Central Ave, Dubuque, IA, 52001
  • At Dubuque Bank and Trust, decision making is kept to a local level and bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national.