FHA VS Conventional loan programs in Saxon, Spartanburg County, South Carolina

For 2026, the conventional loan limit in Saxon, situated in the county of Spartanburg, SC, amounts to $726,200. For a single-family home, the FHA loan limit is set at $472,030.

Take advantage of the Lendersa® Conventional loan calculator to analyze the best rates available today, comparing Conventional, FHA, and USDA. This tool helps determine the income, credit, savings, and documentation required to qualify. Our cutting-edge mortgage calculator offers an easy side-by-side view of Conforming Conventional, USDA, FHA, and VA loans. This assists in choosing the most fitting program for your financial situation in SC.

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2026 Loan Limits and Down Payment Requirements in Saxon, County of Spartanburg, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table makes a comparison applicable to the following zip codes: 29378

Options for Conventional and FHA Loans in Saxon, SC

Lendersa® is committed to swiftly securing the best possible Conventional, USDA, or FHA loans without complication. Choose one of three starting points to find matching lenders and loan programs tailored to your needs.

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Saxon Lenders

  • Carolina Foothills Federal Credit Union
  • 520 North Church Street, Spartanburg, SC, 29303
  • Lends in South Carolina
  • Carolina Foothills is guided by 8 core principles that allow us to focus on the individual member’s needs. With over 125 partners and three distinct service communities, we are able to offer vital financial tools and options. While you can make business transactions anytime online from your phone or computer with ease.

  • Woodruff Federal Savings and Loan Association
  • 247 North Main Street, Woodruff, SC, 29388
  • Lends in South Carolina
  • Woodruff Federal was founded in 1934 by a group of local business leaders to serve the savings and loan needs of the small town’s growing textile community. Ever since, we’ve stayed true to our founding purpose to remain an S&L…and serve as a safe, secure place that folks could rely on to get a home loan or build their savings deposits

  • AGS Financial Mortgage
  • 766 Ashdale Way, Greer, SC, 29651
  • Lends in South Carolina
  • The AGS Financial Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • MTC Federal Credit Union
  • 2A The Parkway, Greenville, SC, 29615
  • Lends in South Carolina
  • MTC Federal Credit Union was founded in 1976 to serve the employees of Michelin, North America. Our roots grew from serving those who value hard work and not afraid to get their hands dirty. Over the years, we have expanded with an inclusive membership we call the MTC Federal Community.

  • Upstate Mortgage
  • 8 McKenna Commons Court, Greenville, SC, 29615
  • Lends in South Carolina
  • Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools

  • Hanover Mortgage
  • 2502-A Wade Hampton Blvd, Greenville, SC, 29615
  • Lends in South Carolina
  • In May 1998, when Colin Philbrick realized the need for a mortgage company that put clients first, Hanover Mortgage Company was founded. Although the shape and size of the company have changed over the past 20 years, the focus has remained on the people who walk through the door looking for advice, for answers, and for loans.

  • Palmetto State Home Mortgage
  • 538 Old Howell Rd, Suite 101 & 102, Greenville, SC, 29615
  • Lends in South Carolina
  • Welcome to Palmetto State Home Mortgage. We’re a Mortgage company, backed by a Marine Corps Veteran founder, Shawn Ezell. The complete team at Palmetto State Home Mortgage has over 80 combined years of experience in the mortgage business. From Underwriting, funding, originating, bank loans, and now as mortgage brokers; we have done it all

  • SC Home Loans
  • 124 Creek Shoals Dr, Simpsonville, SC, 29681
  • Lends in South Carolina
  • SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.

  • Southern First Bank
  • 100 Verdae Blvd, Suite 100, Greenville, SC, 29607
  • Lends in South Carolina
  • Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.